Catalist:5BI

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Executive Summary

Polaris Ltd., an investment holding company, engages in the distribution and retail of smart mobile devices and lifestyle products in Singapore, Hong Kong, Indonesia, the United States, and the Philippines. More Details


Snowflake Analysis

Adequate balance sheet with acceptable track record.

Share Price & News

How has Polaris's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 5BI is more volatile than 90% of SG stocks over the past 3 months, typically moving +/- 53% a week.

Volatility Over Time: 5BI's weekly volatility has decreased from 66% to 53% over the past year, but is still higher than 75% of SG stocks.


Market Performance


7 Day Return

-20.0%

5BI

0.3%

SG Specialty Retail

1.9%

SG Market


1 Year Return

33.3%

5BI

22.2%

SG Specialty Retail

5.8%

SG Market

Return vs Industry: 5BI exceeded the SG Specialty Retail industry which returned 19.2% over the past year.

Return vs Market: 5BI exceeded the SG Market which returned -1.6% over the past year.


Shareholder returns

5BIIndustryMarket
7 Day-20.0%0.3%1.9%
30 Day33.3%7.6%3.5%
90 Day-20.0%10.9%7.8%
1 Year33.3%33.3%28.2%22.2%11.4%5.8%
3 Year-20.0%-20.0%19.4%6.9%-6.8%-18.3%
5 Year-55.6%-55.6%-3.1%-15.5%18.4%-3.3%

Long-Term Price Volatility Vs. Market

How volatile is Polaris's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Polaris undervalued compared to its fair value and its price relative to the market?

333.33x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 5BI's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 5BI's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 5BI is poor value based on its PE Ratio (333.3x) compared to the SG Specialty Retail industry average (10.1x).

PE vs Market: 5BI is poor value based on its PE Ratio (333.3x) compared to the SG market (15.1x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 5BI's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 5BI is overvalued based on its PB Ratio (4.7x) compared to the SG Specialty Retail industry average (1x).


Next Steps

Future Growth

How is Polaris forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

25.0%

Forecasted Retail industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Polaris has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Polaris performed over the past 5 years?

90.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 5BI has a large one-off gain of SGD38.0K impacting its December 31 2020 financial results.

Growing Profit Margin: 5BI's current net profit margins (0.6%) are higher than last year (0.4%).


Past Earnings Growth Analysis

Earnings Trend: 5BI has become profitable over the past 5 years, growing earnings by 90.7% per year.

Accelerating Growth: 5BI's earnings growth over the past year (1.8%) is below its 5-year average (90.7% per year).

Earnings vs Industry: 5BI earnings growth over the past year (1.8%) exceeded the Specialty Retail industry -3%.


Return on Equity

High ROE: 5BI's Return on Equity (1.3%) is considered low.


Next Steps

Financial Health

How is Polaris's financial position?


Financial Position Analysis

Short Term Liabilities: 5BI's short term assets (SGD16.0M) exceed its short term liabilities (SGD2.2M).

Long Term Liabilities: 5BI's short term assets (SGD16.0M) exceed its long term liabilities (SGD3.8M).


Debt to Equity History and Analysis

Debt Level: 5BI's debt to equity ratio (24.8%) is considered satisfactory.

Reducing Debt: 5BI's debt to equity ratio has reduced from 68% to 24.8% over the past 5 years.

Debt Coverage: 5BI's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if 5BI's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Polaris's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 5BI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 5BI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 5BI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 5BI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 5BI's dividend in 3 years as they are not forecast to pay a notable one for the SG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.0yrs

Average management tenure


CEO

Carl Johan Pontus Soennerstedt (48 yo)

3yrs

Tenure

Mr. Carl Johan Pontus Sonnerstedt has been Chief Executive Officer and Executive Director of Polaris Ltd since March 1, 2018. Mr. Sonnerstedt served as the Chief Marketing Officer of CarrierNet Global Ltd....


Leadership Team

NamePositionTenureCompensationOwnership
Sugiono Wiyono Sugialam
Chairman of the Board0.083yrno data48.43%
SGD 33.0m
Carl Johan Pontus Soennerstedt
CEO & Executive Director3yrsno datano data
Yeng Lee Foo
Senior Finance Manager3.08yrsno datano data
Fook Chian
General Manager of Sales & Marketing17.08yrsno datano data
Xin Wang
General Manager of Corporate Affairs & Business Development12.08yrsno datano data
Yang Lin
Company Secretary2.67yrsno datano data

3.0yrs

Average Tenure

Experienced Management: 5BI's management team is considered experienced (3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Sugiono Wiyono Sugialam
Chairman of the Board0.083yrno data48.43%
SGD 33.0m
Carl Johan Pontus Soennerstedt
CEO & Executive Director3yrsno datano data
Kok Wah Ong
Independent Non-Executive Director10.83yrsno data0.41%
SGD 280.0k
Evy Soenerjo
Non-Independent & Non-Executive Director0.92yrno datano data
Diana Airin
Independent Non-Executive Director0.92yrno datano data
Masahiko Yabuki
Independent Non-Executive Director3.08yrsno datano data

2.0yrs

Average Tenure

52.5yo

Average Age

Experienced Board: 5BI's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Polaris Ltd.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Polaris Ltd.
  • Ticker: 5BI
  • Exchange: Catalist
  • Founded: 1984
  • Industry: Computer and Electronics Retail
  • Sector: Retail
  • Market Cap: S$68.213m
  • Shares outstanding: 17.05b
  • Website: https://www.wearepolaris.sg

Number of Employees


Location

  • Polaris Ltd.
  • 81 Ubi Avenue 4
  • No. 03-11 UB.One
  • Singapore
  • 408830
  • Singapore

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
5BICatalist (Singapore Exchange Catalist Market)YesOrdinary SharesSGSGDSep 1993

Biography

Polaris Ltd., an investment holding company, engages in the distribution and retail of smart mobile devices and lifestyle products in Singapore, Hong Kong, Indonesia, the United States, and the Philippines...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/03/08 11:05
End of Day Share Price2021/03/08 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.