Luminor Financial Holdings Balance Sheet Health
Financial Health criteria checks 2/6
Luminor Financial Holdings has a total shareholder equity of MYR70.0M and total debt of MYR161.4M, which brings its debt-to-equity ratio to 230.4%. Its total assets and total liabilities are MYR276.5M and MYR206.5M respectively. Luminor Financial Holdings's EBIT is MYR10.1M making its interest coverage ratio 1.6. It has cash and short-term investments of MYR65.7M.
Key information
230.4%
Debt to equity ratio
RM 161.40m
Debt
| Interest coverage ratio | 1.6x |
| Cash | RM 65.69m |
| Equity | RM 70.05m |
| Total liabilities | RM 206.49m |
| Total assets | RM 276.54m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 5UA's short term assets (MYR253.6M) exceed its short term liabilities (MYR130.0M).
Long Term Liabilities: 5UA's short term assets (MYR253.6M) exceed its long term liabilities (MYR76.5M).
Debt to Equity History and Analysis
Debt Level: 5UA's net debt to equity ratio (136.6%) is considered high.
Reducing Debt: 5UA's debt to equity ratio has increased from 3.1% to 230.4% over the past 5 years.
Debt Coverage: 5UA's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: 5UA's interest payments on its debt are not well covered by EBIT (1.6x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 11:34 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Luminor Financial Holdings Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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