Luminor Financial Holdings Balance Sheet Health
Financial Health criteria checks 3/6
Luminor Financial Holdings has a total shareholder equity of MYR71.2M and total debt of MYR97.0M, which brings its debt-to-equity ratio to 136.2%. Its total assets and total liabilities are MYR215.3M and MYR144.1M respectively. Luminor Financial Holdings's EBIT is MYR12.6M making its interest coverage ratio 2.5. It has cash and short-term investments of MYR81.7M.
Key information
136.2%
Debt to equity ratio
RM97.01m
Debt
| Interest coverage ratio | 2.5x |
| Cash | RM81.70m |
| Equity | RM71.20m |
| Total liabilities | RM144.06m |
| Total assets | RM215.26m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 5UA's short term assets (MYR193.4M) exceed its short term liabilities (MYR128.8M).
Long Term Liabilities: 5UA's short term assets (MYR193.4M) exceed its long term liabilities (MYR15.3M).
Debt to Equity History and Analysis
Debt Level: 5UA's net debt to equity ratio (21.5%) is considered satisfactory.
Reducing Debt: 5UA's debt to equity ratio has increased from 6.3% to 136.2% over the past 5 years.
Debt Coverage: 5UA's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: 5UA's interest payments on its debt are not well covered by EBIT (2.5x coverage).