Luminor Financial Holdings Balance Sheet Health
Financial Health criteria checks 2/6
Luminor Financial Holdings has a total shareholder equity of MYR70.0M and total debt of MYR161.4M, which brings its debt-to-equity ratio to 230.4%. Its total assets and total liabilities are MYR276.5M and MYR206.5M respectively. Luminor Financial Holdings's EBIT is MYR10.1M making its interest coverage ratio 1.6. It has cash and short-term investments of MYR65.7M.
Key information
230.4%
Debt to equity ratio
RM 161.40m
Debt
| Interest coverage ratio | 1.6x |
| Cash | RM 65.69m |
| Equity | RM 70.05m |
| Total liabilities | RM 206.49m |
| Total assets | RM 276.54m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: 5UA's short term assets (MYR253.6M) exceed its short term liabilities (MYR130.0M).
Long Term Liabilities: 5UA's short term assets (MYR253.6M) exceed its long term liabilities (MYR76.5M).
Debt to Equity History and Analysis
Debt Level: 5UA's net debt to equity ratio (136.6%) is considered high.
Reducing Debt: 5UA's debt to equity ratio has increased from 3.1% to 230.4% over the past 5 years.
Debt Coverage: 5UA's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: 5UA's interest payments on its debt are not well covered by EBIT (1.6x coverage).