Hong Leong Finance Balance Sheet Health
Financial Health criteria checks 5/6
Hong Leong Finance has total assets of SGD15.0B and total equity of SGD2.1B. Total deposits are SGD12.6B, and total loans are SGD11.7B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are SGD1.2B.
Key information
7.3x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | S$12.65b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S$1.16b |
Recent financial health updates
No updates
Recent updates
Hong Leong Finance's (SGX:S41) Dividend Will Be SGD0.09
Feb 28
Hong Leong Finance (SGX:S41) Is Paying Out Less In Dividends Than Last Year
Aug 08Is Now The Time To Put Hong Leong Finance (SGX:S41) On Your Watchlist?
May 16Hong Leong Finance (SGX:S41) Will Pay A Dividend Of SGD0.0375
Aug 07Hong Leong Finance (SGX:S41) Will Pay A Larger Dividend Than Last Year At S$0.083
Mar 30Looking For Steady Income For Your Dividend Portfolio? Is Hong Leong Finance Limited (SGX:S41) A Good Fit?
Apr 13Hong Leong Finance's (SGX:S41) Stock Price Has Reduced 11% In The Past Three Years
Mar 04Do Institutions Own Hong Leong Finance Limited (SGX:S41) Shares?
Jan 28
Could Hong Leong Finance Limited (SGX:S41) Have The Makings Of Another Dividend Aristocrat?
Dec 24Hong Leong Finance (SGX:S41) Share Prices Have Dropped 11% In The Last Three Years
Nov 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: S41's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: S41 has a low allowance for bad loans (32%).
Low Risk Liabilities: 98% of S41's liabilities are made up of primarily low risk sources of funding.
Loan Level: S41 has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: S41's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: S41 has an appropriate level of bad loans (0.5%).