IFS Capital Limited, together with its subsidiaries, provides commercial, alternative, and structured finance services in Singapore and Southeast Asia. More Details
Mediocre balance sheet with questionable track record.
Share Price & News
How has IFS Capital's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: I49 is not significantly more volatile than the rest of SG stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: I49's weekly volatility (4%) has been stable over the past year.
7 Day Return
SG Diversified Financial
1 Year Return
SG Diversified Financial
Return vs Industry: I49 underperformed the SG Diversified Financial industry which returned 36.7% over the past year.
Return vs Market: I49 underperformed the SG Market which returned 21.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is IFS Capital's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StIFS Capital's (SGX:I49) Stock Price Has Reduced 11% In The Past Five Years
11 months ago | Simply Wall StIFS Capital Limited (SGX:I49) Screens Well But There Might Be A Catch
Is IFS Capital undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: I49 (SGD0.19) is trading above our estimate of fair value (SGD0.14)
Significantly Below Fair Value: I49 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: I49 is poor value based on its PE Ratio (88x) compared to the Asian Diversified Financial industry average (14.7x).
PE vs Market: I49 is poor value based on its PE Ratio (88x) compared to the SG market (15.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate I49's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: I49 is good value based on its PB Ratio (0.4x) compared to the XA Diversified Financial industry average (0.8x).
How is IFS Capital forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as IFS Capital has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has IFS Capital performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: I49 has high quality earnings.
Growing Profit Margin: I49's current net profit margins (2.6%) are lower than last year (20.4%).
Past Earnings Growth Analysis
Earnings Trend: I49 has become profitable over the past 5 years, growing earnings by 60.3% per year.
Accelerating Growth: I49's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: I49 had negative earnings growth (-91.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (10.6%).
Return on Equity
High ROE: I49's Return on Equity (1.2%) is considered low.
How is IFS Capital's financial position?
Financial Position Analysis
Short Term Liabilities: I49's short term assets (SGD448.2M) exceed its short term liabilities (SGD270.8M).
Long Term Liabilities: I49's short term assets (SGD448.2M) exceed its long term liabilities (SGD17.0M).
Debt to Equity History and Analysis
Debt Level: I49's debt to equity ratio (129.1%) is considered high.
Reducing Debt: I49's debt to equity ratio has reduced from 207.3% to 129.1% over the past 5 years.
Debt Coverage: I49's debt is not well covered by operating cash flow (9.5%).
Interest Coverage: Insufficient data to determine if I49's interest payments on its debt are well covered by EBIT.
What is IFS Capital current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: I49's dividend (1.08%) isn’t notable compared to the bottom 25% of dividend payers in the SG market (1.89%).
High Dividend: I49's dividend (1.08%) is low compared to the top 25% of dividend payers in the SG market (4.98%).
Stability and Growth of Payments
Stable Dividend: I49's dividend payments have been volatile in the past 10 years.
Growing Dividend: I49's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (94.6%), I49's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Randy Sim (42 yo)
Mr. Cheng Leong Sim, also known as Randy, has been the Group Chief Executive Officer and Executive Director at IFS Capital Limited since July 1, 2020. He had been the Chief Executive Officer at IFS Capital...
Experienced Management: I49's management team is considered experienced (4.3 years average tenure).
Experienced Board: I49's board of directors are considered experienced (5.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.
IFS Capital Limited's company bio, employee growth, exchange listings and data sources
- Name: IFS Capital Limited
- Ticker: I49
- Exchange: SGX
- Founded: 1975
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: S$69.930m
- Shares outstanding: 375.97m
- Website: https://www.ifscapital.com.sg
- IFS Capital Limited
- Singapore Post Centre
- No. 09-04
IFS Capital Limited, together with its subsidiaries, provides commercial, alternative, and structured finance services in Singapore and Southeast Asia. It operates through three segments: Credit Financing,...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/07/30 16:29|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.