Credit Bureau Asia Limited

SGX:TCU Stock Report

Market Cap: S$214.3m

Credit Bureau Asia Valuation

Is TCU undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TCU when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: TCU (SGD0.93) is trading below our estimate of fair value (SGD2.8)

Significantly Below Fair Value: TCU is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for TCU?

Other financial metrics that can be useful for relative valuation.

TCU key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue3.2x
Enterprise Value/EBITDA6.5x
PEG Ratio2.6x

Price to Earnings Ratio vs Peers

How does TCU's PE Ratio compare to its peers?

The above table shows the PE ratio for TCU vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14.4x
5MZ Kingsmen Creatives
19.1xn/aS$54.5m
LMS LMS Compliance
21.4xn/aS$33.2m
CHZ HRnetGroup
11.1x-0.04%S$707.8m
BQM Tiong Woon Corporation Holding
6x11.2%S$114.8m
TCU Credit Bureau Asia
21.8x8.4%S$214.3m

Price-To-Earnings vs Peers: TCU is expensive based on its Price-To-Earnings Ratio (21.8x) compared to the peer average (14.4x).


Price to Earnings Ratio vs Industry

How does TCU's PE Ratio compare vs other companies in the Asian Professional Services Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a14.3%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a14.3%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: TCU is expensive based on its Price-To-Earnings Ratio (21.8x) compared to the Asian Professional Services industry average (20x).


Price to Earnings Ratio vs Fair Ratio

What is TCU's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TCU PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21.8x
Fair PE Ratio11.5x

Price-To-Earnings vs Fair Ratio: TCU is expensive based on its Price-To-Earnings Ratio (21.8x) compared to the estimated Fair Price-To-Earnings Ratio (11.5x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.