Resurs Holding Balance Sheet Health
Financial Health criteria checks 4/6
Resurs Holding has total assets of SEK54.1B and total equity of SEK7.7B. Total deposits are SEK39.8B, and total loans are SEK39.9B earning a Net Interest Margin of 7.2%. It has insufficient allowance for bad loans, which are currently at 14% of total loans. Cash and short-term investments are SEK11.3B.
Key information
7x
Asset to equity ratio
7.2%
Net interest margin
| Total deposits | SEK 39.77b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 14.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | SEK 11.25b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RESURS's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: RESURS has a low allowance for bad loans (64%).
Low Risk Liabilities: 86% of RESURS's liabilities are made up of primarily low risk sources of funding.
Loan Level: RESURS has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: RESURS's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: RESURS has a high level of bad loans (14%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/06 13:12 |
| End of Day Share Price | 2025/03/06 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Resurs Holding AB (publ) is covered by 8 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ABG Sundal Collier |
| Jens Hallen | Carnegie Investment Bank AB |
| Max Cederborg | Danske Bank |