Gulf Insurance Group Valuation
Is 8250 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of 8250 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: 8250 (SAR38) is trading above our estimate of fair value (SAR1.69)
Significantly Below Fair Value: 8250 is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 8250?
Other financial metrics that can be useful for relative valuation.
| What is 8250's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | ر.س1.97b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 1.1x |
| Enterprise Value/EBITDA | 29.2x |
| PEG Ratio | 3x |
Price to Earnings Ratio vs Peers
How does 8250's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 25.6x | ||
8040 Allianz Saudi Fransi Cooperative Insurance | 34.5x | n/a | ر.س1.3b |
8120 Gulf Union Alahlia Cooperative Insurance | 8.6x | n/a | ر.س1.1b |
8060 Walaa Cooperative Insurance | 17.8x | 3.4% | ر.س2.6b |
8070 Arabian Shield Cooperative Insurance | 41.5x | n/a | ر.س1.8b |
8250 Gulf Insurance Group | 52.5x | 17.7% | ر.س2.0b |
Price-To-Earnings vs Peers: 8250 is expensive based on its Price-To-Earnings Ratio (52.5x) compared to the peer average (25.6x).
Price to Earnings Ratio vs Industry
How does 8250's PE Ratio compare vs other companies in the SA Insurance Industry?
Price-To-Earnings vs Industry: 8250 is expensive based on its Price-To-Earnings Ratio (52.5x) compared to the SA Insurance industry average (24.6x).
Price to Earnings Ratio vs Fair Ratio
What is 8250's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 52.5x |
| Fair PE Ratio | 31.9x |
Price-To-Earnings vs Fair Ratio: 8250 is expensive based on its Price-To-Earnings Ratio (52.5x) compared to the estimated Fair Price-To-Earnings Ratio (31.9x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | ر.س38.00 | ر.س31.50 -17.1% | 17.5% | ر.س37.00 | ر.س26.00 | n/a | 2 |
| Apr ’25 | ر.س38.10 | ر.س31.50 -17.3% | 17.5% | ر.س37.00 | ر.س26.00 | n/a | 2 |
| Aug ’24 | ر.س30.57 | ر.س29.05 -5.0% | 14.8% | ر.س33.33 | ر.س24.76 | n/a | 2 |
| Jul ’24 | n/a | ر.س29.05 0% | 14.8% | ر.س33.33 | ر.س24.76 | n/a | 2 |
| Jun ’24 | ر.س27.95 | ر.س29.05 +3.9% | 14.8% | ر.س33.33 | ر.س24.76 | n/a | 2 |
| May ’24 | ر.س25.71 | ر.س29.05 +13.0% | 14.8% | ر.س33.33 | ر.س24.76 | ر.س38.00 | 2 |
| Apr ’24 | ر.س26.67 | ر.س29.05 +8.9% | 14.8% | ر.س33.33 | ر.س24.76 | ر.س38.10 | 2 |
| Mar ’24 | ر.س26.52 | ر.س29.05 +9.5% | 14.8% | ر.س33.33 | ر.س24.76 | ر.س35.60 | 2 |
| Feb ’24 | ر.س27.43 | ر.س29.05 +5.9% | 14.8% | ر.س33.33 | ر.س24.76 | ر.س32.15 | 2 |
Analyst Forecast: Target price is lower than the current share price.