Company for Cooperative Insurance Valuation
Is 8010 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of 8010 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: 8010 (SAR136.2) is trading above our estimate of fair value (SAR56.42)
Significantly Below Fair Value: 8010 is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 8010?
Key metric: As 8010 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is 8010's PE Ratio? | |
|---|---|
| PE Ratio | 18.6x |
| Earnings | ر.س1.09b |
| Market Cap | ر.س20.39b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 1.1x |
| Enterprise Value/EBITDA | 14.4x |
| PEG Ratio | 2x |
Price to Earnings Ratio vs Peers
How does 8010's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 35.3x | ||
8210 Bupa Arabia for Cooperative Insurance | 22.9x | 7.14% | ر.س24.5b |
8030 Mediterranean and Gulf Cooperative Insurance and Reinsurance | 26.7x | n/a | ر.س1.6b |
8230 Al Rajhi Company for Cooperative Insurance | 35.3x | n/a | ر.س11.8b |
8313 Rasan Information Technology | 56.3x | n/a | ر.س8.5b |
8010 Company for Cooperative Insurance | 18.6x | 9.34% | ر.س20.4b |
Price-To-Earnings vs Peers: 8010 is good value based on its Price-To-Earnings Ratio (18.6x) compared to the peer average (35.3x).
Price to Earnings Ratio vs Industry
How does 8010's PE Ratio compare vs other companies in the Asian Insurance Industry?
| 5 Companies | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 5 Companies | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Earnings vs Industry: 8010 is expensive based on its Price-To-Earnings Ratio (18.6x) compared to the Asian Insurance industry average (11.3x).
Price to Earnings Ratio vs Fair Ratio
What is 8010's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 18.6x |
| Fair PE Ratio | 18.4x |
Price-To-Earnings vs Fair Ratio: 8010 is expensive based on its Price-To-Earnings Ratio (18.6x) compared to the estimated Fair Price-To-Earnings Ratio (18.4x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | ر.س136.20 | ر.س169.73 +24.61% | 5.32% | ر.س181.90 | ر.س158.00 | n/a | 4 |
| Oct ’26 | ر.س134.00 | ر.س169.73 +26.66% | 5.32% | ر.س181.90 | ر.س158.00 | n/a | 4 |
| Sep ’26 | ر.س119.40 | ر.س171.73 +43.82% | 6.13% | ر.س182.00 | ر.س158.00 | n/a | 4 |
| Aug ’26 | ر.س134.30 | ر.س173.38 +29.10% | 5.75% | ر.س182.00 | ر.س158.00 | n/a | 5 |
| Jul ’26 | ر.س157.90 | ر.س171.98 +8.92% | 5.30% | ر.س181.90 | ر.س158.00 | n/a | 5 |
| Jun ’26 | ر.س135.20 | ر.س166.58 +23.21% | 9.96% | ر.س181.90 | ر.س138.00 | n/a | 5 |
| May ’26 | ر.س146.00 | ر.س168.73 +15.57% | 10.62% | ر.س181.90 | ر.س138.00 | n/a | 4 |
| Apr ’26 | ر.س142.60 | ر.س169.98 +19.20% | 9.54% | ر.س181.90 | ر.س138.00 | n/a | 5 |
| Mar ’26 | ر.س144.60 | ر.س169.98 +17.55% | 9.54% | ر.س181.90 | ر.س138.00 | n/a | 5 |
| Feb ’26 | ر.س152.00 | ر.س169.98 +11.83% | 9.54% | ر.س181.90 | ر.س138.00 | n/a | 5 |
| Jan ’26 | ر.س148.00 | ر.س168.98 +14.18% | 9.49% | ر.س181.90 | ر.س138.00 | n/a | 5 |
| Dec ’25 | ر.س132.60 | ر.س157.48 +18.76% | 13.43% | ر.س181.90 | ر.س135.00 | n/a | 4 |
| Nov ’25 | ر.س140.40 | ر.س161.23 +14.83% | 15.45% | ر.س190.00 | ر.س135.00 | ر.س136.20 | 4 |
| Oct ’25 | ر.س149.80 | ر.س161.23 +7.63% | 15.45% | ر.س190.00 | ر.س135.00 | ر.س134.00 | 4 |
| Sep ’25 | ر.س157.00 | ر.س159.98 +1.90% | 14.02% | ر.س190.00 | ر.س135.00 | ر.س119.40 | 5 |
| Aug ’25 | ر.س142.60 | ر.س156.58 +9.80% | 11.86% | ر.س181.90 | ر.س135.00 | ر.س134.30 | 5 |
| Jul ’25 | ر.س138.00 | ر.س152.48 +10.49% | 12.21% | ر.س181.90 | ر.س135.00 | ر.س157.90 | 4 |
| Jun ’25 | ر.س131.40 | ر.س143.23 +9.00% | 18.82% | ر.س181.90 | ر.س118.00 | ر.س135.20 | 4 |
| May ’25 | ر.س150.80 | ر.س130.33 -13.57% | 13.38% | ر.س155.00 | ر.س118.00 | ر.س146.00 | 3 |
| Apr ’25 | ر.س152.60 | ر.س130.33 -14.59% | 13.38% | ر.س155.00 | ر.س118.00 | ر.س142.60 | 3 |
| Mar ’25 | ر.س162.00 | ر.س124.33 -23.25% | 7.20% | ر.س137.00 | ر.س118.00 | ر.س144.60 | 3 |
| Feb ’25 | ر.س124.00 | ر.س118.25 -4.64% | 11.06% | ر.س137.00 | ر.س100.00 | ر.س152.00 | 4 |
| Jan ’25 | ر.س134.00 | ر.س112.43 -16.09% | 14.68% | ر.س137.00 | ر.س89.17 | ر.س148.00 | 5 |
| Dec ’24 | ر.س123.20 | ر.س109.23 -11.34% | 15.25% | ر.س137.00 | ر.س89.17 | ر.س132.60 | 5 |
| Nov ’24 | ر.س123.20 | ر.س97.67 -20.72% | 13.24% | ر.س118.00 | ر.س79.53 | ر.س140.40 | 5 |
Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/02 05:55 |
| End of Day Share Price | 2025/10/30 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Company for Cooperative Insurance is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Madhu Appissa | Al Rajhi Capital |
| null null | Al Rajhi Capital |
| Mohammed Khallouf | Citigroup Inc |