VTB Bank Balance Sheet Health
Financial Health criteria checks 5/6
VTB Bank has total assets of RUB20,859.3B and total equity of RUB2,222.0B. Total deposits are RUB15,383.0B, and total loans are RUB12,921.6B.
Key information
9.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₽15.38t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₽3.55t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VTBR's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: VTBR has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 83% of VTBR's liabilities are made up of primarily low risk sources of funding.
Loan Level: VTBR has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: VTBR's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: VTBR has a high level of bad loans (4.2%).