BANK URALSIB Balance Sheet Health
Financial Health criteria checks 4/6
BANK URALSIB has total assets of RUB547.8B and total equity of RUB104.9B. Total deposits are RUB334.2B, and total loans are RUB286.9B.
Key information
5.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₽334.23b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 8.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₽156.60b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: USBN's Assets to Equity ratio (5.2x) is low.
Allowance for Bad Loans: USBN has a low allowance for bad loans (76%).
Low Risk Liabilities: 75% of USBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: USBN has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: USBN's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: USBN has a high level of bad loans (8.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/10/05 19:58 |
| End of Day Share Price | 2022/07/08 00:00 |
| Earnings | 2021/09/30 |
| Annual Earnings | 2020/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Public joint stock company BANK URALSIB is covered by 1 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Natalia Orlova | Alfa Bank |