Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
ROSBANK. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
ROSBANK's earnings available for a low price, and how does
this compare to other companies in the same industry?
ROSBANK's earnings are expected to grow by 15.9% yearly, however this is not considered high growth (20% yearly).
Unable to determine if ROSBANK is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
ROSBANK's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
2/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Ilya Polyakov serves as the Chief Executive Officer at PJSC ROSBANK and has also been its Director since 2018. Mr. Polyakov has been the Chairman of the Management Board at PJSC ROSBANK since April 14, 2018 and served as its Acting Chief Executive Officer since April 14, 2018. He has been CEO and Chairman of Rosbank ‘s management board at Société Générale SA since April 2018. He was First Deputy Chairman of Management Board at PJSC ROSBANK from September 12, 2016 to April 14, 2018. Mr. Polyakov served as the Head of Customer Relations and Investment Banking at Joint Stock Commercial Bank ROSBANK (Open joint-stock company) and serves as its Head of Corporate Banking. Mr. Polyakov served as Deputy Chairman of the Management Board at Joint Stock Commercial Bank ROSBANK (Open joint-stock company) from October 2012 to June 2016. Mr. Polyakov served as the Head of Customer Relations and Investment Banking at Societe Generale Corporate & Investment Banking.
Insufficient data for Ilya to compare compensation growth.
Insufficient data for Ilya to establish whether their remuneration is reasonable compared to companies of similar size in .
Management Team Tenure
Average tenure and age of the
management team in years:
The tenure for the ROSBANK management team is about average.
Chairman of Management Board
Deputy Chairman of Management Board
Parizat Shay Shaikhina
Deputy Chairman of Management Board
First Deputy Chairman of Management Board
First Deputy Chairman of Management Board
Member of the Management Board & CFO
Corporate Banking Director & Member of Management Board
Anne de Kouchkovsky
Risk Director & Member of the Management Board
Head of Risk Directorate
Head of Debt Capital Markets Department
Board of Directors Tenure
Average tenure and age of the
board of directors in years:
The tenure for the ROSBANK board of directors is about average.
Do ROSBANK's (MCX:ROSB) Earnings Warrant Your Attention?
I like to take a look at earnings before interest and (EBIT) tax margins, as well as revenue growth, to get another take on the quality of the company's growth. … Not all of ROSBANK's revenue this year is revenue from operations, so keep in mind the revenue and margin numbers I've used might not be the best representation of the underlying business. … While we note ROSBANK's EBIT margins were flat over the last year, revenue grew by a solid 5.0% to RUруб52b.
Real Risks To Know Before Investing In Public joint stock company ROSBANK (MCX:ROSB)
As a small bank, ROSBANK’s profits are directly affected by macroeconomic events as the ability for borrowers to repay their debt depends on the stability of their salary and interest rate levels. … Bad debt is directly written off as an expense which impacts ROSBANK’s bottom line and shareholders’ value. … Today we’re going to assess the level of bad debt and liabilities ROSBANK currently has in order to properly analyse the risk involved with investing in ROSBANK.
Despite Its High P/E Ratio, Is Public joint stock company ROSBANK (MCX:ROSB) Still Undervalued?
This article is for investors who would like to improve their understanding of price to earnings ratios (P/E ratios). … ROSBANK has a price to earnings ratio of 7.58, based on the last twelve months. … How Do I Calculate ROSBANK's Price To Earnings Ratio
Should You Be Concerned About Public joint stock company ROSBANK’s (MCX:ROSB) Liquidity?
As a small-cap bank stock with a market capitalisation of RUруб92b, Public joint stock company ROSBANK’s (MCX:ROSB) risk and profitability are largely determined by the underlying economic growth of the RU regions in which it operates. … Post-GFC recovery brought about a new set of reforms, Basel III, which was created to improve regulation, supervision and risk management in the financial services industry. … Unpredictable macro events such as political instability could weaken its financial position which is why it is important to understand how well the bank manages its risk levels.
Three Key Risk For Public joint stock company ROSBANK (MCX:ROSB) You Should Know
As a small bank, ROSBANK’s profits are directly affected by macroeconomic events as the ability for borrowers to repay their debt depends on the stability of their salary and interest rate levels. … Bad debt is directly written off as an expense which impacts ROSBANK’s bottom line and shareholders’ value. … I will take you through some useful measures of bad debt and liabilities in order to properly analyse ROSBANK’s risk level before you invest in the stock.
What You Should Know About Public joint stock company ROSBANK’s (MCX:ROSB) Risks
One of the biggest risk Public joint stock company ROSBANK (MCX:ROSB) faces as a bank is bad loans, also known as credit risk. … Today we will analyse ROSBANK’s level of bad debt and liabilities in order to understand the risk involved with investing in ROSBANK … Does ROSBANK Understand Its Own Risks?
Public joint stock company ROSBANK (MCX:ROSB): Can It Deliver A Superior ROE To The Industry?
Public joint stock company ROSBANK (MCX:ROSB) generated a below-average return on equity of 7.46% in the past 12 months, while its industry returned 10.79%. … Knowing these components can change your views on ROSB's below-average returns. … Today I will look at how components such as financial leverage can influence ROE which may impact the sustainability of ROSB's returns
Three Understated Metrics For Public joint stock company ROSBANK (MCX:ROSB) You Should Know
Public joint stock company ROSBANK’s (MCX:ROSB) profitability and risk are largely affected by the underlying economic growth for the region it operates in RU given it is a small-cap stock with a market capitalisation of RUруб92.15b. … These reforms target bank level regulation and aims to improve the banking sector’s ability to absorb shocks arising from economic stress which could expose financial institutions to vulnerabilities. … Strong management of leverage and liquidity could place the bank in a protected position at the face of macro headwinds.
How Does Public joint stock company ROSBANK (MCX:ROSB) Affect Your Portfolio Returns?
Check out our latest analysis for ROSBANK An interpretation of ROSB's beta ROSBANK's beta of 0.49 indicates that the stock value will be less variable compared to the whole stock market. … ROSB's beta implies it may be a stock that investors with high-beta portfolios might find relevant if they wanted to reduce their exposure to market risk, especially during times of downturns. … How ROSB's assets could affect its beta An asset-heavy company tends to have a higher beta because the risk associated with running fixed assets during a downturn is highly expensive.
Public joint stock company ROSBANK provides commercial and investment banking, and custodial services in Russia. The company operates through Retail Banking, Corporate Banking, and Treasury and Financial Institutions segments. It offers various banking products, including current accounts, savings and deposit products, loans and other credit facilities, mortgages, overdrafts, credit and debit cards, derivative products, and travel insurance services, as well as private banking products and services. The company also provides mortgage, car, and non-purpose consumer loans; and leasing, cash management, documentary, and payroll services, as well as bank cards. In addition, its banking products and services comprise accounts in Roubles and foreign currencies; payments and settlements; trade finance services, including guarantees, letters of credit, and pre-and post-financing facilities; operations with precious metals; foreign exchange and securities trading; and custody services and asset management services. Further, the company provides cash settlements for FX, money market, and securities services; and LORO correspondent accounts and time deposits for financial institutions. Additionally, it offers factoring, processing, and telecommunication services; Internet, mobile, and phone banking services; and ATM services. The company primarily serves medium-sized trade, finance, and technology companies. As of December 31, 2017, it operated through eight branches. The company was incorporated in 1993 and is based in Moscow, Russia. Public joint stock company ROSBANK operates as a subsidiary of Société Générale Société anonyme
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