Public joint stock company ROSBANK provides commercial and investment banking, and custodial services in Russia.
Adequate balance sheet and overvalued.
Share Price & News
How has ROSBANK's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ROSB has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: ROSB exceeded the Russian Banks industry which returned -10.7% over the past year.
Return vs Market: ROSB exceeded the Russian Market which returned 1.3% over the past year.
Price Volatility Vs. Market
How volatile is ROSBANK's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StDoes ROSBANK's (MCX:ROSB) Share Price Gain of 31% Match Its Business Performance?
6 months ago | Simply Wall StThe ROSBANK (MCX:ROSB) Share Price Has Gained 33% And Shareholders Are Hoping For More
9 months ago | Simply Wall StThe ROSBANK (MCX:ROSB) Share Price Has Gained 82% And Shareholders Are Hoping For More
Is ROSBANK undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate ROSB's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate ROSB's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: ROSB is poor value based on its PE Ratio (10.1x) compared to the Banks industry average (9.4x).
PE vs Market: ROSB is poor value based on its PE Ratio (10.1x) compared to the Russian market (8.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ROSB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ROSB is good value based on its PB Ratio (0.6x) compared to the RU Banks industry average (0.7x).
How is ROSBANK forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as ROSBANK has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine ROSBANK's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- ROSBANK competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has ROSBANK performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ROSB has a high level of non-cash earnings.
Growing Profit Margin: ROSB's current net profit margins (20.8%) are lower than last year (22.6%).
Past Earnings Growth Analysis
Earnings Trend: ROSB's earnings have grown significantly by 53.1% per year over the past 5 years.
Accelerating Growth: ROSB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ROSB had negative earnings growth (-7.3%) over the past year, making it difficult to compare to the Banks industry average (-3.6%).
Return on Equity
High ROE: ROSB's Return on Equity (6.4%) is considered low.
How is ROSBANK's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: ROSB's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: ROSB has a low allowance for bad loans (100%).
Low Risk Liabilities: 82% of ROSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ROSB has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: ROSB's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: ROSB has a high level of bad loans (4.6%).
What is ROSBANK's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ROSB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ROSB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ROSB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ROSB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ROSB's dividend in 3 years as they are not forecast to pay a notable one for the Russian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ilya Polyakov (40yo)
Mr. Ilya Andreevich Polyakov serves as the Chief Executive Officer at PJSC ROSBANK and has also been its Director since June 27, 2018. Mr. Polyakov has been the Chairman of the Management Board at PJSC ROS ...
|Chairman of Management Board||2.08yrs||no data||no data|
|Deputy Chairman of Management Board||10.17yrs||no data||no data|
|Deputy Chairman of Management Board||6.83yrs||no data||no data|
|First Deputy Chairman of Management Board||no data||no data||no data|
|First Vice Chairman of the Board||no data||no data||no data|
|Deputy Chairperson of Management Board||0.75yr||no data||no data|
|Member of the Management Board & CFO||2.17yrs||no data||no data|
|Risk Director & Member of the Management Board||2.17yrs||no data||no data|
|Operational Director||no data||no data||no data|
|Director of Implementation & Quality of IT Solutions Dept. and Acting Chief Information Officer||0.50yr||no data||no data|
Experienced Management: ROSB's management team is considered experienced (2.2 years average tenure).
|Chairman of Management Board||2.08yrs||no data||no data|
|Independent Director||9.83yrs||no data||no data|
|Director||no data||no data||no data|
|Director||9.92yrs||no data||no data|
|Director||3.33yrs||no data||no data|
|Chairman of the Board||8yrs||no data||no data|
|Director||6.92yrs||no data||no data|
|Director||5.92yrs||no data||no data|
|Director||9.17yrs||no data||no data|
|Independent Director||3.33yrs||no data||no data|
Experienced Board: ROSB's board of directors are considered experienced (6.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Public joint stock company ROSBANK's company bio, employee growth, exchange listings and data sources
- Name: Public joint stock company ROSBANK
- Ticker: ROSB
- Exchange: MISX
- Founded: 1993
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₽109.509b
- Shares outstanding: 1.55b
- Website: https://www.rosbank.ru
- Public joint stock company ROSBANK
- 34, Masha Poryvaeva Street
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ROSB||MISX (Micex - Rts)||Yes||Ordinary Shares||RU||RUB||Jul 2006|
Public joint stock company ROSBANK provides commercial and investment banking, and custodial services in Russia. The company operates through Retail Banking, Corporate Banking, and Treasury and Financial Institutions segments. It offers various banking products, including current accounts, savings and deposit products, loans and other credit facilities, mortgages, overdrafts, credit and debit cards, derivative products, and travel insurance services, as well as private banking products and services. The company also provides consumer loans; and leasing, cash management, documentary, and payroll services. In addition, it provides cash management and corporate lending services; trade finance services, which includes bank guarantees Rubles and foreign currency, letter of credit, structuring of transactions, and consulting services; investment banking services; custody services. Further, the company offers foreign exchange and money market operations; investment and risk management solutions, such as hedging; and brokerage services. Additionally, it offers factoring, processing, and telecommunication services; Internet, mobile, and phone banking services; and ATM services. The company primarily serves medium-sized trade, finance, and technology companies. As of December 31, 2019, it operated through nine branches. The company was incorporated in 1993 and is based in Moscow, Russia. Public joint stock company ROSBANK is a subsidiary of Société Générale S.A.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/05/30 22:56|
|End of Day Share Price||2020/05/29 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.