Credit Bank of Moscow Past Earnings Performance
Past criteria checks 2/6
Credit Bank of Moscow has been growing earnings at an average annual rate of 13.2%, while the Banks industry saw earnings growing at 8.8% annually. Revenues have been growing at an average rate of 11.7% per year. Credit Bank of Moscow's return on equity is 9.3%, and it has net margins of 42%.
Key information
13.2%
Earnings growth rate
6.7%
EPS growth rate
| Banks Industry Growth | 11.7% |
| Revenue growth rate | 11.7% |
| Return on equity | 9.3% |
| Net Margin | 42.0% |
| Last Earnings Update | 31 Dec 2021 |
Recent past performance updates
Revenue & Expenses Breakdown
How Credit Bank of Moscow makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 21 | 62,433 | 26,199 | 29,458 | 0 |
| 30 Sep 21 | 74,346 | 34,627 | 26,013 | 0 |
| 30 Jun 21 | 68,547 | 31,091 | 23,666 | 0 |
| 31 Mar 21 | 64,849 | 29,792 | 21,647 | 0 |
| 31 Dec 20 | 59,863 | 26,776 | 20,574 | 0 |
| 30 Sep 20 | 46,228 | 13,922 | 20,000 | 0 |
| 30 Jun 20 | 48,459 | 15,829 | 19,994 | 0 |
| 31 Mar 20 | 42,750 | 13,715 | 20,919 | 0 |
| 31 Dec 19 | 36,748 | 8,859 | 20,108 | 0 |
| 30 Sep 19 | 49,069 | 20,701 | 21,768 | 0 |
| 30 Jun 19 | 45,949 | 18,316 | 20,947 | 0 |
| 31 Mar 19 | 53,852 | 22,002 | 18,650 | 0 |
| 31 Dec 18 | 59,296 | 27,224 | 19,426 | 0 |
| 30 Sep 18 | 49,710 | 19,961 | 16,733 | 0 |
| 30 Jun 18 | 47,287 | 18,721 | 16,529 | 0 |
| 31 Mar 18 | 43,217 | 16,204 | 15,980 | 0 |
| 31 Dec 17 | 45,123 | 19,221 | 15,818 | 0 |
| 30 Sep 17 | 42,400 | 17,861 | 15,463 | 0 |
| 30 Jun 17 | 38,564 | 15,815 | 15,354 | 0 |
| 31 Mar 17 | 34,213 | 13,810 | 14,138 | 0 |
| 31 Dec 16 | 29,874 | 10,874 | 13,450 | 0 |
| 30 Sep 16 | 25,435 | 8,316 | 13,124 | 0 |
| 30 Jun 16 | 20,465 | 5,382 | 11,743 | 0 |
| 31 Mar 16 | 16,579 | 2,877 | 10,594 | 0 |
| 31 Dec 15 | 13,898 | 1,509 | 9,716 | 0 |
Quality Earnings: CBOM has high quality earnings.
Growing Profit Margin: CBOM's current net profit margins (42%) are lower than last year (44.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CBOM's earnings have grown by 13.2% per year over the past 5 years.
Accelerating Growth: CBOM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CBOM had negative earnings growth (-2.2%) over the past year, making it difficult to compare to the Banks industry average (14.6%).
Return on Equity
High ROE: CBOM's Return on Equity (9.3%) is considered low.