Bank Saint-Petersburg Balance Sheet Health
Financial Health criteria checks 4/6
Bank Saint-Petersburg has total assets of RUB770.9B and total equity of RUB98.0B. Total deposits are RUB513.5B, and total loans are RUB483.7B.
Key information
7.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₽513.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₽188.79b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BSPB's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: BSPB has a low allowance for bad loans (88%).
Low Risk Liabilities: 76% of BSPB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BSPB has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: BSPB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: BSPB has a high level of bad loans (9.2%).