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ALTA banka a.d Past Earnings Performance
Past criteria checks 5/6
ALTA banka a.d's earnings have been declining at an average annual rate of -33%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9.4% per year. ALTA banka a.d's return on equity is 1.2%, and it has net margins of 4.8%.
Key information
-33.0%
Earnings growth rate
-44.9%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 9.4% |
| Return on equity | 1.2% |
| Net Margin | 4.8% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How ALTA banka a.d makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 1,045 | 50 | 407 | 0 |
| 30 Sep 22 | 1,199 | 308 | 383 | 0 |
| 30 Jun 22 | 957 | 126 | 346 | 0 |
| 31 Mar 22 | 884 | 100 | 330 | 0 |
| 31 Dec 21 | 752 | 12 | 306 | 0 |
| 30 Sep 21 | 734 | 4 | 325 | 0 |
| 30 Jun 21 | 726 | 17 | 286 | 0 |
| 31 Mar 21 | 700 | 13 | 306 | 0 |
| 31 Dec 20 | 698 | 12 | 279 | 0 |
| 30 Sep 20 | 715 | 63 | 274 | 0 |
| 30 Jun 20 | 715 | 89 | 264 | 0 |
| 31 Mar 20 | 734 | 122 | 242 | 0 |
| 31 Dec 19 | 757 | 185 | 237 | 0 |
| 30 Sep 19 | 743 | 183 | 230 | 0 |
| 30 Jun 19 | 744 | 199 | 227 | 0 |
| 31 Mar 19 | 762 | 225 | 291 | 0 |
| 31 Dec 18 | 726 | 465 | 225 | 0 |
| 30 Sep 18 | 689 | 434 | 211 | 0 |
| 30 Jun 18 | 638 | 385 | 218 | 0 |
| 31 Mar 18 | 576 | 337 | 281 | 0 |
| 31 Dec 17 | 578 | 63 | 221 | 0 |
| 30 Sep 17 | 624 | 95 | 228 | 0 |
| 30 Jun 17 | 613 | 94 | 230 | 0 |
| 31 Mar 17 | 615 | 85 | 231 | 0 |
| 31 Dec 16 | 592 | 64 | 230 | 0 |
| 30 Sep 16 | -25 | -572 | 297 | 0 |
| 30 Jun 16 | -610 | -1,182 | 255 | 0 |
| 31 Mar 16 | -1,175 | -1,764 | 254 | 0 |
| 31 Dec 15 | -1,186 | -1,790 | 268 | 0 |
| 30 Sep 15 | -827 | -1,433 | 271 | 0 |
| 30 Jun 15 | -468 | -1,075 | 275 | 0 |
| 31 Mar 15 | 42 | -574 | 287 | 0 |
| 31 Dec 14 | 23 | -599 | 291 | 0 |
| 31 Mar 14 | 535 | -77 | 287 | 0 |
| 31 Dec 13 | 634 | 7 | 298 | 0 |
| 31 Mar 13 | 892 | 152 | 287 | 0 |
| 31 Dec 12 | 889 | 159 | 338 | 0 |
| 30 Sep 12 | 880 | 174 | 335 | 0 |
Quality Earnings: JMBN has high quality earnings.
Growing Profit Margin: JMBN's current net profit margins (4.8%) are higher than last year (1.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JMBN has become profitable over the past 5 years, growing earnings by -33% per year.
Accelerating Growth: JMBN's earnings growth over the past year (330.8%) exceeds its 5-year average (-33% per year).
Earnings vs Industry: JMBN earnings growth over the past year (330.8%) exceeded the Banks industry 27.1%.
Return on Equity
High ROE: JMBN's Return on Equity (1.2%) is considered low.