Qatar Islamic Bank (Q.P.S.C.) Balance Sheet Health
Financial Health criteria checks 4/6
Qatar Islamic Bank (Q.P.S.C.) has total assets of QAR211.6B and total equity of QAR31.5B. Total deposits are QAR16.5B, and total loans are QAR131.8B.
Key information
6.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ر.ق16.50b |
| Loan to deposit ratio | High |
| Bad loans | 1.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Good |
| Cash & equivalents | ر.ق7.90b |
Recent financial health updates
No updates
Recent updates
LNG Opportunities And Decisive Optimisation Set The Stage For Growth In Banking Success
Improved asset quality and cost management could enhance net margins, positioning the bank advantageously in regional economic growth.Is Now The Time To Put Qatar Islamic Bank (Q.P.S.C.) (DSM:QIBK) On Your Watchlist?
Sep 13
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: QIBK's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: QIBK has a sufficient allowance for bad loans (323%).
Low Risk Liabilities: 91% of QIBK's liabilities are made up of primarily higher risk sources of funding.
Loan Level: QIBK has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: QIBK's Loans to Deposits ratio (799%) is high.
Level of Bad Loans: QIBK has an appropriate level of bad loans (1.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/23 17:13 |
| End of Day Share Price | 2025/05/22 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Qatar Islamic Bank (Q.P.S.C.) is covered by 19 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Nada El-Ganzoury | Beltone Financial |
| Syed Hassan | CA Cheuvreux |