Global United Insurance Past Earnings Performance
Past criteria checks 5/6
Global United Insurance has been growing earnings at an average annual rate of 4.1%, while the Insurance industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 4% per year. Global United Insurance's return on equity is 8.1%, and it has net margins of 3.5%.
Key information
4.1%
Earnings growth rate
4.0%
EPS growth rate
| Insurance Industry Growth | -6.4% |
| Revenue growth rate | 4.0% |
| Return on equity | 8.1% |
| Net Margin | 3.5% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Global United Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 53 | 2 | 2 | 0 |
| 30 Sep 23 | 57 | 1 | 0 | 0 |
| 30 Jun 23 | 50 | 3 | 9 | 0 |
| 31 Mar 23 | 48 | 2 | 9 | 0 |
| 31 Dec 22 | 53 | 1 | 2 | 0 |
| 30 Sep 22 | 48 | 3 | 5 | 0 |
| 30 Jun 22 | 47 | 3 | 5 | 0 |
| 31 Mar 22 | 42 | 4 | 10 | 0 |
| 31 Dec 21 | 40 | 3 | 9 | 0 |
| 30 Sep 21 | 39 | 2 | 10 | 0 |
| 30 Jun 21 | 37 | 2 | 9 | 0 |
| 31 Mar 21 | 37 | 2 | 9 | 0 |
| 31 Dec 20 | 38 | 2 | 9 | 0 |
| 30 Sep 20 | 39 | 2 | 9 | 0 |
| 30 Jun 20 | 41 | 1 | 9 | 0 |
| 31 Mar 20 | 43 | 1 | 9 | 0 |
| 31 Dec 19 | 43 | 1 | 9 | 0 |
| 30 Sep 19 | 44 | 1 | 9 | 0 |
| 30 Jun 19 | 46 | 3 | 9 | 0 |
| 31 Mar 19 | 46 | 3 | 9 | 0 |
| 31 Dec 18 | 46 | 3 | 9 | 0 |
| 30 Sep 18 | 45 | 5 | 8 | 0 |
| 30 Jun 18 | 43 | 3 | 8 | 0 |
| 31 Mar 18 | 40 | 3 | 9 | 0 |
| 31 Dec 17 | 38 | 3 | 8 | 0 |
| 30 Sep 17 | 36 | 1 | 8 | 0 |
| 30 Jun 17 | 34 | 1 | 8 | 0 |
| 31 Mar 17 | 33 | 1 | 8 | 0 |
| 31 Dec 16 | 32 | 1 | 8 | 0 |
| 30 Sep 16 | 32 | 1 | 8 | 0 |
| 30 Jun 16 | 32 | 1 | 8 | 0 |
| 31 Mar 16 | 31 | 1 | 8 | 0 |
| 31 Dec 15 | 30 | 1 | 8 | 0 |
| 30 Sep 15 | 29 | 1 | 7 | 0 |
| 30 Jun 15 | 29 | 1 | 8 | 0 |
| 31 Mar 15 | 29 | 1 | 8 | 0 |
| 31 Dec 14 | 30 | 1 | 8 | 0 |
| 30 Sep 14 | 31 | 0 | 8 | 0 |
| 30 Jun 14 | 29 | 0 | 7 | 0 |
| 31 Mar 14 | 31 | 0 | 7 | 0 |
| 31 Dec 13 | 30 | 1 | 7 | 0 |
| 30 Sep 13 | 30 | 2 | 7 | 0 |
| 30 Jun 13 | 30 | 3 | 6 | 0 |
Quality Earnings: GUI has high quality earnings.
Growing Profit Margin: GUI's current net profit margins (3.5%) are higher than last year (2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GUI's earnings have grown by 4.1% per year over the past 5 years.
Accelerating Growth: GUI's earnings growth over the past year (75%) exceeds its 5-year average (4.1% per year).
Earnings vs Industry: GUI earnings growth over the past year (75%) exceeded the Insurance industry -28.9%.
Return on Equity
High ROE: GUI's Return on Equity (8.1%) is considered low.