National Bank Balance Sheet Health

Financial Health criteria checks 4/6

National Bank has total assets of $1.4B and total equity of $176.1M. Total deposits are $1.0B, and total loans are $855.3M.

Key information

7.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

US$1.01b

Loan to deposit ratio

Appropriate

Bad loans

7.6%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

US$239.22m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: TNB's Assets to Equity ratio (7.8x) is low.

Allowance for Bad Loans: TNB has a low allowance for bad loans (61%).

Low Risk Liabilities: 85% of TNB's liabilities are made up of primarily low risk sources of funding.

Loan Level: TNB has an appropriate level of Loans to Assets ratio (62%).

Low Risk Deposits: TNB's Loans to Deposits ratio (84%) is appropriate.

Level of Bad Loans: TNB has a high level of bad loans (7.6%).


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