PBS Finanse S.A.

WSE:PBF Stock Report

Market Cap: zł6.7m

PBS Finanse Past Earnings Performance

Past criteria checks 2/6

PBS Finanse has been growing earnings at an average annual rate of 64.8%, while the Real Estate industry saw earnings growing at 15.6% annually. Revenues have been growing at an average rate of 43% per year. PBS Finanse's return on equity is 1.4%, and it has net margins of 2.4%.

Key information

64.84%

Earnings growth rate

64.84%

EPS growth rate

Real Estate Industry Growth6.47%
Revenue growth rate42.98%
Return on equity1.45%
Net Margin2.39%
Next Earnings Update28 Nov 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How PBS Finanse makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

WSE:PBF Revenue, expenses and earnings (PLN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 255010
31 Mar 255010
31 Dec 245010
30 Sep 242010
30 Jun 243010
31 Mar 242110
31 Dec 231010
30 Sep 221-110
30 Jun 221-110
31 Mar 221-110
31 Dec 211010
30 Sep 210-210
30 Jun 210-220
31 Mar 210-220
31 Dec 200-320
30 Sep 201-720
30 Jun 201-720
31 Mar 201-820
31 Dec 192-720
30 Sep 192-420
30 Jun 192-420
31 Mar 193-320
01 Jan 194-320
30 Sep 182-320
30 Jun 182-320
31 Mar 183-420
31 Dec 173-420
30 Sep 173-220
30 Jun 174-120
31 Mar 175020
31 Dec 166020
30 Sep 1610020
30 Jun 1610020
31 Mar 1610020
31 Dec 1510020
30 Sep 1510030
30 Jun 1511020
31 Mar 1511120
31 Dec 1411120

Quality Earnings: PBF has a large one-off gain of PLN320.0K impacting its last 12 months of financial results to 30th June, 2025.

Growing Profit Margin: PBF became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PBF has become profitable over the past 5 years, growing earnings by 64.8% per year.

Accelerating Growth: PBF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: PBF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Real Estate industry (-37%).


Return on Equity

High ROE: PBF's Return on Equity (1.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/26 08:50
End of Day Share Price 2025/11/26 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PBS Finanse S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.