Powszechny Zaklad Ubezpieczen Future Growth

Future criteria checks 0/6

Powszechny Zaklad Ubezpieczen's revenue is forecast to decline at 12.2% per annum while its annual earnings are expected to grow at 1.8% per year. EPS is expected to grow by 1.9% per annum. Return on equity is forecast to be 16.6% in 3 years.

Key information

1.8%

Earnings growth rate

1.9%

EPS growth rate

Insurance earnings growth	7.8%
Revenue growth rate	-12.2%
Future return on equity	16.6%
Analyst coverage	Good
Last updated	14 Aug 2024

Recent future growth updates

Recent updates

Powszechny Zaklad Ubezpieczen's (WSE:PZU) Dividend Will Be Increased To PLN4.34

Jul 22

Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Increasing Its Dividend To PLN4.34

Jun 28

Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Paying Out A Larger Dividend Than Last Year

Jun 14

Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Increasing Its Dividend To PLN4.34

May 21

Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Business And Shares Still Trailing The Market

May 07

Here's Why We Think Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Well Worth Watching

Mar 12

Little Excitement Around Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Earnings

Jan 09

Does Powszechny Zaklad Ubezpieczen (WSE:PZU) Deserve A Spot On Your Watchlist?

Sep 28

Here's Why We Think Powszechny Zaklad Ubezpieczen (WSE:PZU) Might Deserve Your Attention Today

Jun 22

How Much Did Powszechny Zaklad Ubezpieczen's(WSE:PZU) Shareholders Earn From Share Price Movements Over The Last Three Years?

Mar 03

Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Stock Has Seen Strong Momentum: Does That Call For Deeper Study Of Its Financial Prospects?

Feb 04

What You Need To Know About Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Investor Composition

Dec 30

Would Shareholders Who Purchased Powszechny Zaklad Ubezpieczen's (WSE:PZU) Stock Three Years Be Happy With The Share price Today?

Dec 02

Earnings and Revenue Growth Forecasts

WSE:PZU - Analysts future estimates and past financials data (PLN Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	30,615	5,661	N/A	N/A	4
12/31/2025	29,808	5,340	N/A	N/A	5
12/31/2024	28,531	5,097	N/A	N/A	3
12/31/2023	28,993	5,384	N/A	N/A	3
9/30/2023	58,043	4,967	52,466	53,749	N/A
6/30/2023	53,504	4,236	35,806	36,991	N/A
3/31/2023	50,084	3,640	32,618	33,695	N/A
12/31/2022	46,206	3,374	20,664	21,690	N/A
9/30/2022	41,557	3,523	5,442	6,543	N/A
6/30/2022	41,040	3,535	4,547	5,722	N/A
3/31/2022	39,006	3,340	5,910	7,158	N/A
12/31/2021	38,752	3,336	6,157	7,412	N/A
9/30/2021	38,212	3,081	4,488	5,572	N/A
6/30/2021	37,807	3,241	1,926	3,118	N/A
3/31/2021	37,113	2,676	25,410	26,608	N/A
12/31/2020	36,385	1,912	27,315	28,579	N/A
9/30/2020	36,021	2,139	29,690	30,920	N/A
6/30/2020	37,032	2,119	30,111	31,157	N/A
3/31/2020	38,531	2,664	7,067	8,069	N/A
12/31/2019	39,567	3,295	145	1,048	N/A
9/30/2019	42,126	3,146	4,262	5,242	N/A
6/30/2019	41,419	3,284	4,459	5,388	N/A
3/31/2019	40,640	3,333	5,240	6,075	N/A
12/31/2018	39,538	3,213	-421	403	N/A
9/30/2018	37,337	3,201	8,445	8,985	N/A
6/30/2018	36,900	2,867	6,971	7,615	N/A
3/31/2018	34,511	2,588	11,870	12,470	N/A
12/31/2017	32,509	2,895	14,844	15,422	N/A
9/30/2017	29,468	2,747	3,132	4,082	N/A
6/30/2017	26,625	2,713	N/A	5,091	N/A
3/31/2017	24,785	2,377	N/A	2,683	N/A
12/31/2016	23,422	1,935	N/A	4,237	N/A
9/30/2016	22,071	1,820	N/A	1,022	N/A
6/30/2016	20,717	1,681	N/A	2,396	N/A
3/31/2016	20,023	1,894	N/A	535	N/A
12/31/2015	19,832	2,343	N/A	1,272	N/A
9/30/2015	19,876	2,236	N/A	1,495	N/A
6/30/2015	20,097	2,569	N/A	2,030	N/A
3/31/2015	20,396	3,149	N/A	1,607	N/A
12/31/2014	19,658	2,968	N/A	1,775	N/A
9/30/2014	19,734	3,092	N/A	1,817	N/A
6/30/2014	19,719	3,339	N/A	1,997	N/A
3/31/2014	19,405	3,216	N/A	2,662	N/A
12/31/2013	19,318	3,293	N/A	2,946	N/A
9/30/2013	19,796	3,181	N/A	2,526	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: PZU's forecast earnings growth (1.8% per year) is below the savings rate (3.9%).

Earnings vs Market: PZU's earnings (1.8% per year) are forecast to grow slower than the Polish market (14.8% per year).

High Growth Earnings: PZU's earnings are forecast to grow, but not significantly.

Revenue vs Market: PZU's revenue is expected to decline over the next 3 years (-12.2% per year).

High Growth Revenue: PZU's revenue is forecast to decline over the next 3 years (-12.2% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: PZU's Return on Equity is forecast to be low in 3 years time (16.6%).

Powszechny Zaklad Ubezpieczen Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target increased by 9.2% to zł50.10

Price target increased by 7.1% to zł45.34

Price target increased by 8.4% to zł45.86

Consensus EPS estimates increase by 18%

Powszechny Zaklad Ubezpieczen SA Provides Earnings Guidance for the Year 2023

Powszechny Zaklad Ubezpieczen SA Provides Earnings Guidance for the Year 2024

Recent updates

Powszechny Zaklad Ubezpieczen's (WSE:PZU) Dividend Will Be Increased To PLN4.34

Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Increasing Its Dividend To PLN4.34

Powszechny Zaklad Ubezpieczen SA Approves Dividend for the year 2023, Payable on October 8, 2024

Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Paying Out A Larger Dividend Than Last Year

Third quarter 2023 earnings released: EPS: zł1.69 (vs zł0.84 in 3Q 2022)

Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Increasing Its Dividend To PLN4.34

Dividend increased to zł4.34

PZU SA Proposes Dividend for 2023, Payable on October 8, 2024

Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Business And Shares Still Trailing The Market

New major risk - Revenue and earnings growth

Powszechny Zaklad Ubezpieczen SA Announces Board Appointments, Effective April 12, 2024

Here's Why We Think Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Well Worth Watching

New major risk - Revenue and earnings growth

Powszechny Zaklad Ubezpieczen SA Announces Board Changes

Powszechny Zaklad Ubezpieczen SA to Report First Half, 2024 Results on Sep 29, 2024

Little Excitement Around Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Earnings

Price target increased by 9.2% to zł50.10

New major risk - Revenue and earnings growth

Price target increased by 7.1% to zł45.34

Third quarter 2023 earnings released: EPS: zł1.69 (vs zł0.76 in 3Q 2022)

Price target increased by 8.4% to zł45.86

Does Powszechny Zaklad Ubezpieczen (WSE:PZU) Deserve A Spot On Your Watchlist?

Consensus EPS estimates increase by 18%

Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Powszechny Zaklad Ubezpieczen SA Provides Earnings Guidance for the Year 2023

Upcoming dividend of zł2.40 per share at 5.9% yield

Here's Why We Think Powszechny Zaklad Ubezpieczen (WSE:PZU) Might Deserve Your Attention Today

First quarter 2023 earnings released

Powszechny Zaklad Ubezpieczen SA, Annual General Meeting, Jun 07, 2023

Powszechny Zaklad Ubezpieczen SA Recommends Dividend for 2022

Powszechny Zaklad Ubezpieczen SA to Report Q1, 2023 Results on May 25, 2023

Third quarter 2022 earnings released: EPS: zł0.76 (vs zł0.88 in 3Q 2021)

Investor sentiment deteriorated over the past week

Upcoming dividend of zł1.94 per share

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Powszechny Zaklad Ubezpieczen SA Provides Earnings Guidance for the Year 2024

Powszechny Zaklad Ubezpieczen SA (WSE:PZU) completed the acquisition of Towarzystwo Funduszy Inwestycyjnych Energia Spolka Akcyjna from PGE Polska Grupa Energetyczna S.A. (WSE:PGE).

Powszechny Zaklad Ubezpieczen SA, Annual General Meeting, Jun 29, 2022

First quarter 2022 earnings: EPS misses analyst expectations

Powszechny Zaklad Ubezpieczen Sa Recommends Dividend for the Year 2021

Full year 2021 earnings: EPS exceeds analyst expectations

Powszechny Zaklad Ubezpieczen SA to Report Fiscal Year 2021 Results on Mar 24, 2022

PzupowsPowszechny Zaklad Ubezpieczen SA Sees Krzysztof Szypula Step Down as Management Board Member

Powszechny Zaklad Ubezpieczen SA (WSE:PZU) acquired additional 7.765% stake in PZU Ukraine Insurance Company from Ojsc Ic Pzu Ukraine Life Insurance.

Third quarter 2021 earnings released: EPS zł0.88 (vs zł1.04 in 3Q 2020)

Upcoming dividend of zł3.50 per share

Second quarter 2021 earnings released: EPS zł0.90 (vs zł0.22 in 2Q 2020)

Chairman of the Supervisory Board Maciej Lopinski has left the company

Group MD for Corporate Affairs & Member of the Management Board Marcin Eckert has left the company

First quarter 2021 earnings released: EPS zł1.04 (vs zł0.13 in 1Q 2020)

How Much Did Powszechny Zaklad Ubezpieczen's(WSE:PZU) Shareholders Earn From Share Price Movements Over The Last Three Years?

Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Stock Has Seen Strong Momentum: Does That Call For Deeper Study Of Its Financial Prospects?

Powszechny Zaklad Ubezpieczen SA to Report First Half, 2021 Results on Aug 26, 2021

What You Need To Know About Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Investor Composition

New 90-day high: zł31.71

New 90-day high: zł28.00

Would Shareholders Who Purchased Powszechny Zaklad Ubezpieczen's (WSE:PZU) Stock Three Years Be Happy With The Share price Today?

Revenue and earnings beat expectations

Third quarter 2020 earnings released: EPS zł1.04

New 90-day low: zł24.40

Analysts update estimates

New 90-day low: zł25.31

Price target lowered to zł36.89

First half earnings released

New 90-day low - zł26.80

New 90-day low - zł28.25

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts