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Europejskie Centrum Odszkodowan S.A.

WSE:EUC Stock Report

Market Cap: zł28.2m

Europejskie Centrum Odszkodowan (EUC) Stock Overview

Europejskie Centrum Odszkodowan S.A. supports people injured in accidents and their relatives in obtaining compensation from insurance companies in Poland, the Czech Republic, Slovakia, Hungary, and Romania. More details

EUC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health1/6
Dividends0/6

Rewards

Price-To-Earnings ratio (2.4x) is below the Polish market (12.9x)

Became profitable this year

Risk Analysis

Highly volatile share price over the past 3 months compared to the Polish market

Does not have a meaningful market cap (PLN28M)

Debt is not well covered by operating cash flow

Negative shareholders equity

+ 1 more risk

EUC Community Fair Values

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Europejskie Centrum Odszkodowan S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Europejskie Centrum Odszkodowan
Historical stock prices
Current Share Pricezł5.04
52 Week Highzł8.10
52 Week Lowzł0.62
Beta2.06
1 Month Change6.78%
3 Month Change76.22%
1 Year Change371.03%
3 Year Change203.61%
5 Year Change2.86%
Change since IPO-72.12%

Recent News & Updates

Recent updates

Shareholder Returns

EUCPL InsurancePL Market
7D-3.4%0.3%-0.5%
1Y371.0%26.8%12.9%

Return vs Industry: EUC exceeded the Polish Insurance industry which returned 26.8% over the past year.

Return vs Market: EUC exceeded the Polish Market which returned 12.9% over the past year.

Price Volatility

Is EUC's price volatile compared to industry and market?
EUC volatility
EUC Average Weekly Movement24.8%
Insurance Industry Average Movement3.1%
Market Average Movement5.3%
10% most volatile stocks in PL Market11.7%
10% least volatile stocks in PL Market3.2%

Stable Share Price: EUC's share price has been volatile over the past 3 months compared to the Polish market.

Volatility Over Time: EUC's weekly volatility has increased from 19% to 25% over the past year.

About the Company

FoundedEmployeesCEOWebsite
200460Krzysztof Lewandowskieuco.pl

Europejskie Centrum Odszkodowan S.A. supports people injured in accidents and their relatives in obtaining compensation from insurance companies in Poland, the Czech Republic, Slovakia, Hungary, and Romania. The company was founded in 2004 and is headquartered in Legnica, Poland.

Europejskie Centrum Odszkodowan S.A. Fundamentals Summary

How do Europejskie Centrum Odszkodowan's earnings and revenue compare to its market cap?
EUC fundamental statistics
Market capzł28.22m
Earnings (TTM)zł11.76m
Revenue (TTM)zł14.80m
2.4x
P/E Ratio
1.9x
P/S Ratio

Is EUC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EUC income statement (TTM)
Revenuezł14.80m
Cost of Revenuezł14.32m
Gross Profitzł478.00k
Other Expenses-zł11.28m
Earningszł11.76m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.10
Gross Margin3.23%
Net Profit Margin79.42%
Debt/Equity Ratio-29.3%

How did EUC perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/14 00:58
End of Day Share Price 2025/07/14 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Europejskie Centrum Odszkodowan S.A. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Marcin MaternaMillennium Dom Maklerski Spolka Akcyjna
Pawel PuchalskiSantander Brokerage Poland
Dariusz GorskiSantander Brokerage Poland