BFTA Stock Overview

Provides non-pay employee benefits solutions in Poland, Czech Republic, Slovakia, Bulgaria, Croatia, and Turkey. More details

BFTA fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	5/6
Past Performance	4/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 49.9% below our estimate of its fair value

Earnings are forecast to grow 22.6% per year

Earnings grew by 2.3% over the past year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Community vs My Fair Value

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Benefit Systems S.A. Competitors

Grupa Pracuj

WSE:GPP

zł4.3b

Visional

TSE:4194

JP¥352.7b

FESCO Group

SHSE:600861

CN¥11.8b

TechnoPro Holdings

TSE:6028

JP¥348.1b

Price History & Performance

Summary of share price highs, lows and changes for Benefit Systems
Historical stock prices
Current Share Price	zł3,490.00
52 Week High	zł3,505.00
52 Week Low	zł3,395.00
Beta	1.08
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	2.65%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BFTA	PL Professional Services	PL Market
7D	n/a	2.5%	2.0%
1Y	n/a	15.2%	12.2%

Return vs Industry: Insufficient data to determine how BFTA performed against the Polish Professional Services industry.

Return vs Market: Insufficient data to determine how BFTA performed against the Polish Market.

Price Volatility

Is BFTA's price volatile compared to industry and market?
BFTA volatility
BFTA Average Weekly Movement	n/a
Professional Services Industry Average Movement	6.1%
Market Average Movement	5.7%
10% most volatile stocks in PL Market	12.5%
10% least volatile stocks in PL Market	3.7%

Stable Share Price: BFTA's share price has been volatile over the past 3 months compared to the Polish market.

Volatility Over Time: Insufficient data to determine BFTA's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2000	2,222	n/a	www.benefitsystems.pl

Benefit Systems S.A. provides non-pay employee benefits solutions in Poland, Czech Republic, Slovakia, Bulgaria, Croatia, and Turkey. The company offers Multisport card, which provides access to sports facilities; MultiBilet and MultiTeatr for providing solutions for culture and entertainment; MyBenefit platform for distributing sport cards, as well as provides wellbeing services. It also develops MultiLife, an online accessible product engages in promoting employee well-being in the areas of mental health, personal development, healthy eating, and physical activity.

Benefit Systems S.A. Fundamentals Summary

How do Benefit Systems's earnings and revenue compare to its market cap?
BFTA fundamental statistics
Market cap	zł10.49b
Earnings (TTM)	zł449.63m
Revenue (TTM)	zł3.40b

23.3x

P/E Ratio

3.1x

P/S Ratio

Is BFTA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BFTA income statement (TTM)
Revenue	zł3.40b
Cost of Revenue	zł2.19b
Gross Profit	zł1.21b
Other Expenses	zł759.24m
Earnings	zł449.63m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

May 26, 2025

Earnings per share (EPS)	150.09
Gross Margin	35.58%
Net Profit Margin	13.24%
Debt/Equity Ratio	13.5%

How did BFTA perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

83%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/12 02:44
End of Day Share Price	2025/05/12 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Benefit Systems S.A. is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Piotr Poniatowski	Biuro maklerskie mBanku
Mikolaj Stepien	Dom Maklerski Banku Ochrony Srodowiska S.A.
Piotr Bogusz	Erste Group Bank AG