UniCredit Future Growth

Future criteria checks 0/6

UniCredit's revenue and earnings are forecast to decline at 0.4% and 4.8% per annum respectively. EPS is expected to grow by 2.8% per annum. Return on equity is forecast to be 12.8% in 3 years.

Key information

-4.8%

Earnings growth rate

2.8%

EPS growth rate

Banks earnings growth	7.4%
Revenue growth rate	-0.4%
Future return on equity	12.8%
Analyst coverage	Good
Last updated	18 Oct 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

WSE:UCG - Analysts future estimates and past financials data (EUR Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	23,660	8,926	N/A	N/A	17
12/31/2025	23,572	9,003	N/A	N/A	17
12/31/2024	24,245	9,305	N/A	N/A	17
6/30/2024	23,638	10,119	-16,449	-14,690	N/A
3/31/2024	23,412	9,826	N/A	N/A	N/A
12/31/2023	22,957	9,332	-42,278	-41,128	N/A
9/30/2023	22,161	9,218	N/A	N/A	N/A
6/30/2023	21,348	8,451	-38,211	-37,010	N/A
3/31/2023	20,183	8,174	N/A	N/A	N/A
12/31/2022	18,069	6,381	9,094	10,264	N/A
9/30/2022	14,578	2,519	N/A	N/A	N/A
6/30/2022	14,402	2,425	-10,595	-9,345	N/A
3/31/2022	13,672	1,447	N/A	N/A	N/A
12/31/2021	14,287	2,062	-8,758	-7,521	N/A
9/30/2021	15,080	1,660	N/A	N/A	N/A
6/30/2021	14,472	1,282	105,683	107,275	N/A
3/31/2021	13,708	636	N/A	N/A	N/A
12/31/2020	11,250	-2,956	84,149	85,579	N/A
9/30/2020	11,600	-2,587	N/A	N/A	N/A
6/30/2020	12,310	-2,087	-20,810	-18,582	N/A
3/31/2020	12,556	-1,899	N/A	N/A	N/A
12/31/2019	15,089	1,917	-18,381	-16,207	N/A
9/30/2019	16,027	4,782	N/A	N/A	N/A
6/30/2019	15,118	3,572	9,771	10,889	N/A
3/31/2019	15,862	3,885	N/A	N/A	N/A
12/31/2018	16,098	3,888	-32,531	-30,960	N/A
9/30/2018	15,775	2,184	N/A	N/A	N/A
6/30/2018	16,542	2,908	-52,894	-51,344	N/A
3/31/2018	16,627	3,127	N/A	N/A	N/A
12/31/2017	16,410	2,759	N/A	2,143	N/A
9/30/2017	6,091	-11,235	N/A	N/A	N/A
6/30/2017	5,902	-11,672	N/A	17,891	N/A
3/31/2017	6,370	-11,811	N/A	N/A	N/A
12/31/2016	5,857	-12,548	N/A	-19,094	N/A
9/30/2016	13,421	-206	N/A	-11,859	N/A
6/30/2016	13,802	-17	N/A	-32,329	N/A
3/31/2016	13,710	-346	N/A	N/A	N/A
12/31/2015	14,577	216	N/A	-42,332	N/A
9/30/2015	17,666	1,866	N/A	N/A	N/A
6/30/2015	18,277	2,175	N/A	-58,197	N/A
3/31/2015	17,710	1,957	N/A	N/A	N/A
12/31/2014	17,759	2,096	N/A	-34,709	N/A
9/30/2014	9,555	-12,403	N/A	N/A	N/A
6/30/2014	8,872	-12,963	N/A	2,933	N/A
3/31/2014	9,283	-13,026	N/A	N/A	N/A
12/31/2013	9,103	-13,310	N/A	4,207	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UCG's earnings are forecast to decline over the next 3 years (-4.8% per year).

Earnings vs Market: UCG's earnings are forecast to decline over the next 3 years (-4.8% per year).

High Growth Earnings: UCG's earnings are forecast to decline over the next 3 years.

Revenue vs Market: UCG's revenue is expected to decline over the next 3 years (-0.4% per year).

High Growth Revenue: UCG's revenue is forecast to decline over the next 3 years (-0.4% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: UCG's Return on Equity is forecast to be low in 3 years time (12.8%).

UniCredit Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

UniCredit S.p.A. Provides Earnings Guidance for the Year 2023

UniCredit Provides Earnings Guidance for the Full Year 2021

Recent updates

German Chancellor Opposes Commerzbank Takeover

UniCredit S.p.A. (BIT:UCG) agreed to acquire remaining 51% stake in CNP UniCredit Vita S.p.A. from CNP Assurances SA.

UniCredit S.p.A. (BIT:UCG) acquired an additional 11.50% stake in Commerzbank AG (XTRA:CBK).

Commerzbank Reportedly Open to Tie-Up Talks with UniCredit

Second quarter 2024 earnings released

UniCredit S.p.A. (BIT:UCG) entered into a binding agreement to acquire Aion S.A and Vodeno Sp. z o.o. for €370 million.

UniCredit S.p.A.agreed to acquire majority stake in Alpha Bank Romania SA.

First quarter 2024 earnings released: EPS: €1.49 (vs €1.06 in 1Q 2023)

Upcoming dividend of €1.80 per share

Full year 2023 earnings released: EPS: €5.11 (vs €3.08 in FY 2022)

Dividend of €1.80 announced

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

Full year 2023 earnings released: EPS: €4.71 (vs €3.08 in FY 2022)

UniCredit S.p.A. to Report Q4, 2023 Results on Feb 04, 2024

UniCredit S.p.A. to Report Fiscal Year 2023 Results on Feb 29, 2024

UniCredit S.p.A., Annual General Meeting, Apr 12, 2024

Third quarter 2023 earnings released: EPS: €1.28 (vs €0.78 in 3Q 2022)

UniCredit Bids to Buy Stake in Alpha Bank

UniCredit S.p.A., Annual General Meeting, Oct 27, 2023

Second quarter 2023 earnings released

Unicredit S.P.A. Announces Executive Changes

First quarter 2023 earnings released

Upcoming dividend of €0.99 per share at 5.1% yield

Investor sentiment deteriorates as stock falls 17%

UniCredit S.p.A. Provides Earnings Guidance for the Year 2023

Full year 2022 earnings released

UniCredit S.p.A. to Report Q4, 2022 Results on Jan 30, 2023

UniCredit S.p.A., Annual General Meeting, Mar 31, 2023

UniCredit S.p.A. to Report Q3, 2023 Results on Oct 25, 2023

UniCredit Reassesses Potential Acquisition of Monte dei Paschi di Siena

Credit Factor SpA and KRUK Spólka Akcyjna (WSE:KRU) reached an agreement to acquire Non-performing unsecured individual credit portfolio, in Italy from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Fiscal Year 2022 Results on Jan 30, 2023

Third quarter 2022 earnings released

CNP Assurances SA completed the acquisition of remaining 49% of CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG).

Second quarter 2022 earnings released

UniCredit S.p.A., Annual General Meeting, Sep 14, 2022

CNP Assurances SA signed a share purchase agreement to acquire 49% stakes in CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG) for 500 million.

UniCredit Reportedly Considers Russia Exit that it Can Reverse After the War

illimity Bank S.p.A. (BIT:ILTY) reached an agreement to acquire Italian non-performing loans portfolio from UniCredit S.p.A. (BIT:UCG).

UniCredit Announces Executive Changes

UniCredit and Commerzbank Postpone Merger Talks

First quarter 2022 earnings released

Upcoming dividend of €0.54 per share

Now 22% undervalued after recent price drop

Investor sentiment deteriorated over the past week

Investor sentiment improved over the past week

UniCredit Withdraws from A Possible Deal to Take over Otkritie Bank

Full year 2021 earnings: Revenues exceed analyst expectations

Update on UniCredit and Otkritie Bank Potential Acquisition

UniCredit Reportedly Among Suitors for Russia's Otkritie Bank

Investor sentiment improved over the past week

Italy, UniCredit Reportedly to Extend Talks over Monte dei Paschi Sale

Second quarter 2021 earnings released

MBCredit Solutions S.p.A. and KRUK Spólka Akcyjna (WSE:KRU) entered into an agreement to acquire Unsecured Individual Non-Performing Credit Portfolio of UniCredit from UniCredit S.p.A. (BIT:UCG).

Kruk Investimenti S. R. L., and UniCredit S.p.A. (BIT:UCG) agreed to acquire €304 million Italian debt portfolios.

An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG).

First quarter 2021 earnings released: EPS €0.40

UniCredit Provides Earnings Guidance for the Full Year 2021

Independent Director has left the company

Independent Non Executive Director has left the company

Non-Executive Chairman Cesare Bisoni has left the company

Upcoming dividend of €0.12 per share

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

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