Bank Ochrony Srodowiska Balance Sheet Health
Financial Health criteria checks 4/6
Bank Ochrony Srodowiska has total assets of PLN21.9B and total equity of PLN2.1B. Total deposits are PLN18.2B, and total loans are PLN10.8B.
Key information
10.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | zł18.19b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 15.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł4.16b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOS's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: BOS has a low allowance for bad loans (59%).
Low Risk Liabilities: 92% of BOS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOS has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: BOS's Loans to Deposits ratio (59%) is appropriate.
Level of Bad Loans: BOS has a high level of bad loans (15.3%).