Clover Pakistan Limited

KASE:CLOV Stock Report

Market Cap: PK₨1.4b

Clover Pakistan Past Earnings Performance

Past criteria checks 3/6

Clover Pakistan has been growing earnings at an average annual rate of 17.3%, while the Retail Distributors industry saw earnings growing at 13.9% annually. Revenues have been growing at an average rate of 23.3% per year. Clover Pakistan's return on equity is 77.2%, and it has net margins of 10.7%.

Key information

17.3%

Earnings growth rate

17.3%

EPS growth rate

Retail Distributors Industry Growth14.9%
Revenue growth rate23.3%
Return on equity77.2%
Net Margin10.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Clover Pakistan makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:CLOV Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,631283460
30 Jun 241,812192480
31 Mar 241,46230490
31 Dec 2313-57510
30 Sep 2336-71630
30 Jun 2359-71650
31 Mar 2377-61560
31 Dec 2293-80750
30 Sep 2289-91890
30 Jun 2293-1101090
31 Mar 22107-5791220
31 Dec 21217-5531260
30 Sep 21280-6041490
30 Jun 21374-6051540
31 Mar 21358-3101550
31 Dec 20276-3281730
30 Sep 20433-2171220
30 Jun 20394-1551180
31 Mar 20498431180
31 Dec 196881331000
30 Sep 191,1662511560
30 Jun 191,2442521280
31 Mar 191,288287900
31 Dec 181,048213610
30 Sep 18609119410
30 Jun 181572440
31 Mar 180430
31 Dec 171330
30 Sep 171140
30 Jun 171050
31 Mar 1712050
31 Dec 1602060
30 Sep 1601860
30 Jun 16111490
31 Mar 161632140
31 Dec 152218180
30 Sep 153121200
30 Jun 153021230
31 Mar 153439220
31 Dec 144150240
30 Sep 144245270
30 Jun 144245270
31 Mar 143557250
31 Dec 133158230

Quality Earnings: CLOV has a high level of non-cash earnings.

Growing Profit Margin: CLOV became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CLOV has become profitable over the past 5 years, growing earnings by 17.3% per year.

Accelerating Growth: CLOV has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: CLOV has become profitable in the last year, making it difficult to compare its past year earnings growth to the Retail Distributors industry (5.3%).

Return on Equity

High ROE: CLOV's Return on Equity (77.2%) is considered outstanding.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 00:52
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Clover Pakistan Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution