Clover Pakistan Past Earnings Performance
Past criteria checks 3/6
Clover Pakistan has been growing earnings at an average annual rate of 17.3%, while the Retail Distributors industry saw earnings growing at 13.4% annually. Revenues have been growing at an average rate of 23.3% per year. Clover Pakistan's return on equity is 77.2%, and it has net margins of 10.7%.
Key information
17.3%
Earnings growth rate
17.3%
EPS growth rate
| Retail Distributors Industry Growth | 14.9% |
| Revenue growth rate | 23.3% |
| Return on equity | 77.2% |
| Net Margin | 10.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Clover Pakistan makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,631 | 283 | 46 | 0 |
| 30 Jun 24 | 1,812 | 192 | 48 | 0 |
| 31 Mar 24 | 1,462 | 30 | 49 | 0 |
| 31 Dec 23 | 13 | -57 | 51 | 0 |
| 30 Sep 23 | 36 | -71 | 63 | 0 |
| 30 Jun 23 | 59 | -71 | 65 | 0 |
| 31 Mar 23 | 77 | -61 | 56 | 0 |
| 31 Dec 22 | 93 | -80 | 75 | 0 |
| 30 Sep 22 | 89 | -91 | 89 | 0 |
| 30 Jun 22 | 93 | -110 | 109 | 0 |
| 31 Mar 22 | 107 | -579 | 122 | 0 |
| 31 Dec 21 | 217 | -553 | 126 | 0 |
| 30 Sep 21 | 280 | -604 | 149 | 0 |
| 30 Jun 21 | 374 | -605 | 154 | 0 |
| 31 Mar 21 | 358 | -310 | 155 | 0 |
| 31 Dec 20 | 276 | -328 | 173 | 0 |
| 30 Sep 20 | 433 | -217 | 122 | 0 |
| 30 Jun 20 | 394 | -155 | 118 | 0 |
| 31 Mar 20 | 498 | 43 | 118 | 0 |
| 31 Dec 19 | 688 | 133 | 100 | 0 |
| 30 Sep 19 | 1,166 | 251 | 156 | 0 |
| 30 Jun 19 | 1,244 | 252 | 128 | 0 |
| 31 Mar 19 | 1,288 | 287 | 90 | 0 |
| 31 Dec 18 | 1,048 | 213 | 61 | 0 |
| 30 Sep 18 | 609 | 119 | 41 | 0 |
| 30 Jun 18 | 157 | 24 | 4 | 0 |
| 31 Mar 18 | 0 | 4 | 3 | 0 |
| 31 Dec 17 | 1 | 3 | 3 | 0 |
| 30 Sep 17 | 1 | 1 | 4 | 0 |
| 30 Jun 17 | 1 | 0 | 5 | 0 |
| 31 Mar 17 | 1 | 20 | 5 | 0 |
| 31 Dec 16 | 0 | 20 | 6 | 0 |
| 30 Sep 16 | 0 | 18 | 6 | 0 |
| 30 Jun 16 | 11 | 14 | 9 | 0 |
| 31 Mar 16 | 16 | 32 | 14 | 0 |
| 31 Dec 15 | 22 | 18 | 18 | 0 |
| 30 Sep 15 | 31 | 21 | 20 | 0 |
| 30 Jun 15 | 30 | 21 | 23 | 0 |
| 31 Mar 15 | 34 | 39 | 22 | 0 |
| 31 Dec 14 | 41 | 50 | 24 | 0 |
| 30 Sep 14 | 42 | 45 | 27 | 0 |
| 30 Jun 14 | 42 | 45 | 27 | 0 |
| 31 Mar 14 | 35 | 57 | 25 | 0 |
| 31 Dec 13 | 31 | 58 | 23 | 0 |
Quality Earnings: CLOV has a high level of non-cash earnings.
Growing Profit Margin: CLOV became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CLOV has become profitable over the past 5 years, growing earnings by 17.3% per year.
Accelerating Growth: CLOV has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: CLOV has become profitable in the last year, making it difficult to compare its past year earnings growth to the Retail Distributors industry (4.2%).
Return on Equity
High ROE: CLOV's Return on Equity (77.2%) is considered outstanding.