The United Insurance Company of Pakistan Limited

KASE:UNIC Stock Report

Market Cap: PK₨5.5b

United Insurance Company of Pakistan Past Earnings Performance

Past criteria checks 3/6

United Insurance Company of Pakistan has been growing earnings at an average annual rate of 24.2%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 12.6% per year. United Insurance Company of Pakistan's return on equity is 22.1%, and it has net margins of 27.9%.

Key information

24.2%

Earnings growth rate

21.2%

EPS growth rate

Insurance Industry Growth18.8%
Revenue growth rate12.6%
Return on equity22.1%
Net Margin27.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How United Insurance Company of Pakistan makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:UNIC Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,9411,1001,4540
30 Jun 243,9761,0761,3930
31 Mar 243,8911,0401,2020
31 Dec 233,8631,0051,3800
30 Sep 233,6901,0501,3280
30 Jun 233,7121,0241,2950
31 Mar 233,7659581,4320
31 Dec 223,5589221,2400
30 Sep 223,6305621,6690
30 Jun 223,2426191,5620
31 Mar 223,0465711,4290
31 Dec 212,8345121,2790
30 Sep 212,2095871,2260
30 Jun 212,0974651,1470
31 Mar 212,0374381,1120
31 Dec 201,9944151,0310
30 Sep 202,5204481,2370
30 Jun 202,4844051,1230
31 Mar 202,6124091,0400
31 Dec 192,6484021,0350
30 Sep 192,7014388080
30 Jun 192,6914488010
31 Mar 192,7434068270
31 Dec 182,5763898320
30 Sep 182,1932881,0540
30 Jun 182,3022831,0430
31 Mar 182,3743049090
31 Dec 172,7402929170
30 Sep 172,8921928390
30 Jun 172,9912768400
31 Mar 172,8563028140
31 Dec 162,5592788030
30 Sep 162,4997375230
30 Jun 162,4666855600
31 Mar 162,2646226450
31 Dec 152,2156206000
30 Sep 152,1154735850
30 Jun 151,8734535690
31 Mar 151,8184935700
31 Dec 141,6094615630
30 Sep 141,5644455150
30 Jun 141,3943854850
31 Mar 141,2773444590
31 Dec 131,1482574340

Quality Earnings: UNIC has high quality earnings.

Growing Profit Margin: UNIC's current net profit margins (27.9%) are lower than last year (28.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UNIC's earnings have grown significantly by 24.2% per year over the past 5 years.

Accelerating Growth: UNIC's earnings growth over the past year (4.7%) is below its 5-year average (24.2% per year).

Earnings vs Industry: UNIC earnings growth over the past year (4.7%) did not outperform the Insurance industry 52.3%.

Return on Equity

High ROE: UNIC's Return on Equity (22.1%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:35
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The United Insurance Company of Pakistan Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution