United Insurance Company of Pakistan Past Earnings Performance
Past criteria checks 2/6
United Insurance Company of Pakistan has been growing earnings at an average annual rate of 22.4%, while the Insurance industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 9.7% per year. United Insurance Company of Pakistan's return on equity is 20%, and it has net margins of 26%.
Key information
22.4%
Earnings growth rate
21.3%
EPS growth rate
| Insurance Industry Growth | 18.8% |
| Revenue growth rate | 9.7% |
| Return on equity | 20.0% |
| Net Margin | 26.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How United Insurance Company of Pakistan makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,863 | 1,005 | 1,380 | 0 |
| 30 Sep 23 | 3,694 | 1,050 | 1,723 | 0 |
| 30 Jun 23 | 3,716 | 1,024 | 1,690 | 0 |
| 31 Mar 23 | 3,763 | 958 | 1,689 | 0 |
| 31 Dec 22 | 3,558 | 922 | 1,240 | 0 |
| 30 Sep 22 | 3,630 | 562 | 1,669 | 0 |
| 30 Jun 22 | 3,242 | 619 | 1,562 | 0 |
| 31 Mar 22 | 3,046 | 571 | 1,429 | 0 |
| 31 Dec 21 | 2,834 | 512 | 1,279 | 0 |
| 30 Sep 21 | 2,209 | 587 | 1,226 | 0 |
| 30 Jun 21 | 2,097 | 465 | 1,147 | 0 |
| 31 Mar 21 | 2,037 | 438 | 1,112 | 0 |
| 31 Dec 20 | 1,994 | 415 | 1,031 | 0 |
| 30 Sep 20 | 2,520 | 448 | 1,237 | 0 |
| 30 Jun 20 | 2,484 | 405 | 1,123 | 0 |
| 31 Mar 20 | 2,612 | 409 | 1,040 | 0 |
| 31 Dec 19 | 2,648 | 402 | 1,035 | 0 |
| 30 Sep 19 | 2,701 | 438 | 808 | 0 |
| 30 Jun 19 | 2,691 | 448 | 801 | 0 |
| 31 Mar 19 | 2,743 | 406 | 827 | 0 |
| 31 Dec 18 | 2,576 | 389 | 832 | 0 |
| 30 Sep 18 | 2,193 | 288 | 1,054 | 0 |
| 30 Jun 18 | 2,302 | 283 | 1,043 | 0 |
| 31 Mar 18 | 2,374 | 304 | 909 | 0 |
| 31 Dec 17 | 2,740 | 292 | 917 | 0 |
| 30 Sep 17 | 2,892 | 192 | 839 | 0 |
| 30 Jun 17 | 2,991 | 276 | 840 | 0 |
| 31 Mar 17 | 2,856 | 302 | 814 | 0 |
| 31 Dec 16 | 2,559 | 278 | 803 | 0 |
| 30 Sep 16 | 2,499 | 737 | 523 | 0 |
| 30 Jun 16 | 2,466 | 685 | 560 | 0 |
| 31 Mar 16 | 2,264 | 622 | 645 | 0 |
| 31 Dec 15 | 2,215 | 620 | 600 | 0 |
| 30 Sep 15 | 2,115 | 473 | 585 | 0 |
| 30 Jun 15 | 1,873 | 453 | 569 | 0 |
| 31 Mar 15 | 1,818 | 493 | 570 | 0 |
| 31 Dec 14 | 1,609 | 461 | 563 | 0 |
| 30 Sep 14 | 1,564 | 445 | 515 | 0 |
| 30 Jun 14 | 1,394 | 385 | 485 | 0 |
| 31 Mar 14 | 1,277 | 344 | 459 | 0 |
| 31 Dec 13 | 1,148 | 257 | 434 | 0 |
| 30 Sep 13 | 1,016 | 206 | 423 | 0 |
| 30 Jun 13 | 887 | 174 | 380 | 0 |
Quality Earnings: UNIC has a high level of non-cash earnings.
Growing Profit Margin: UNIC's current net profit margins (26%) are higher than last year (25.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNIC's earnings have grown significantly by 22.4% per year over the past 5 years.
Accelerating Growth: UNIC's earnings growth over the past year (9.1%) is below its 5-year average (22.4% per year).
Earnings vs Industry: UNIC earnings growth over the past year (9.1%) did not outperform the Insurance industry 50%.
Return on Equity
High ROE: UNIC's Return on Equity (20%) is considered low.