TPL Insurance Past Earnings Performance
Past criteria checks 5/6
TPL Insurance has been growing earnings at an average annual rate of 73.1%, while the Insurance industry saw earnings growing at 20.5% annually. Revenues have been growing at an average rate of 9.6% per year. TPL Insurance's return on equity is 42.7%, and it has net margins of 31.5%.
Key information
73.1%
Earnings growth rate
49.2%
EPS growth rate
| Insurance Industry Growth | 18.8% |
| Revenue growth rate | 9.6% |
| Return on equity | 42.7% |
| Net Margin | 31.5% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How TPL Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,583 | 1,127 | 1,391 | 0 |
| 30 Sep 23 | 3,521 | 1,337 | 1,198 | 0 |
| 30 Jun 23 | 3,460 | 170 | 1,170 | 0 |
| 31 Mar 23 | 3,322 | 128 | 1,118 | 0 |
| 31 Dec 22 | 3,092 | 18 | 1,096 | 0 |
| 30 Sep 22 | 2,873 | -82 | 1,047 | 0 |
| 30 Jun 22 | 2,690 | -91 | 1,013 | 0 |
| 31 Mar 22 | 2,580 | -98 | 982 | 0 |
| 31 Dec 21 | 2,508 | -10 | 937 | 0 |
| 30 Sep 21 | 2,461 | 15 | 916 | 0 |
| 30 Jun 21 | 2,406 | 8 | 875 | 0 |
| 31 Mar 21 | 2,324 | 24 | 855 | 0 |
| 31 Dec 20 | 2,342 | 40 | 837 | 0 |
| 30 Sep 20 | 2,391 | 63 | 855 | 0 |
| 30 Jun 20 | 2,382 | 76 | 854 | 0 |
| 31 Mar 20 | 2,326 | 44 | 818 | 0 |
| 31 Dec 19 | 2,288 | 31 | 830 | 0 |
| 30 Sep 19 | 2,838 | 11 | 951 | 0 |
| 30 Jun 19 | 2,644 | 23 | 902 | 0 |
| 31 Mar 19 | 1,660 | 12 | 765 | 0 |
| 31 Dec 18 | 2,316 | 24 | 865 | 0 |
| 30 Sep 18 | 1,491 | 1 | 765 | 0 |
| 30 Jun 18 | 1,491 | 43 | 725 | 0 |
| 31 Mar 18 | 1,482 | 63 | 711 | 0 |
| 31 Dec 17 | 1,479 | 105 | 678 | 0 |
| 30 Sep 17 | 1,485 | 113 | 666 | 0 |
| 30 Jun 17 | 1,465 | 122 | 712 | 0 |
| 31 Mar 17 | 1,446 | 100 | 641 | 0 |
| 31 Dec 16 | 1,394 | 103 | 649 | 0 |
| 30 Sep 16 | 1,366 | 106 | 582 | 0 |
| 30 Jun 16 | 1,324 | 79 | 526 | 0 |
| 31 Mar 16 | 1,292 | 79 | 553 | 0 |
| 31 Dec 15 | 1,268 | 33 | 502 | 0 |
| 30 Sep 15 | 1,238 | 36 | 450 | 0 |
| 30 Jun 15 | 1,215 | 0 | 454 | 0 |
| 31 Mar 15 | 1,177 | 5 | 396 | 0 |
| 31 Dec 14 | 1,133 | 26 | 398 | 0 |
| 30 Sep 14 | 1,055 | 37 | 382 | 0 |
| 30 Jun 14 | 968 | 55 | 351 | 0 |
| 31 Mar 14 | 881 | 45 | 331 | 0 |
| 31 Dec 13 | 805 | 52 | 322 | 0 |
| 30 Sep 13 | 759 | 52 | 313 | 0 |
| 30 Jun 13 | 728 | 47 | 314 | 0 |
Quality Earnings: TPLI has a large one-off gain of PKR1.1B impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: TPLI's current net profit margins (31.5%) are higher than last year (0.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TPLI's earnings have grown significantly by 73.1% per year over the past 5 years.
Accelerating Growth: TPLI's earnings growth over the past year (6070.9%) exceeds its 5-year average (73.1% per year).
Earnings vs Industry: TPLI earnings growth over the past year (6070.9%) exceeded the Insurance industry 47.1%.
Return on Equity
High ROE: TPLI's Return on Equity (42.7%) is considered outstanding.