Premier Insurance Limited

KASE:PINL Stock Report

Market Cap: PK₨307.9m

Premier Insurance Past Earnings Performance

Past criteria checks 2/6

Premier Insurance has been growing earnings at an average annual rate of 31.9%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 19.1% per year. Premier Insurance's return on equity is 6.8%, and it has net margins of 14.8%.

Key information

31.9%

Earnings growth rate

31.9%

EPS growth rate

Insurance Industry Growth18.8%
Revenue growth rate19.1%
Return on equity6.8%
Net Margin14.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Premier Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

KASE:PINL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24455673010
30 Jun 24374272740
31 Mar 24372192350
31 Dec 2337782710
30 Sep 23377-772630
30 Jun 23374-1062250
31 Mar 23333-1512750
31 Dec 22322-1902710
30 Sep 22309-1372300
30 Jun 22293-1452690
31 Mar 22421-402630
31 Dec 21405-282650
30 Sep 21379-382620
30 Jun 21368-422580
31 Mar 21239-1192630
31 Dec 20228-1172650
30 Sep 20231-953350
30 Jun 20236-893470
31 Mar 2086-2203560
31 Dec 1991-2403650
30 Sep 1987-1113050
30 Jun 19133-843070
31 Mar 19272-43030
31 Dec 18339453050
30 Sep 18317-3933750
30 Jun 18345-4143480
31 Mar 18490-3383490
31 Dec 17558-3163420
30 Sep 17832602310
30 Jun 17871-1782960
31 Mar 17840-3313820
31 Dec 16889-3314370
30 Sep 16811-4274950
30 Jun 16852-1404570
31 Mar 16961923680
31 Dec 159151112980
30 Sep 158841173120
30 Jun 159001303100
31 Mar 15845352990
31 Dec 14845353030
30 Sep 14869-1052940
30 Jun 14863-1793050
31 Mar 14853-1423020
31 Dec 13830-1672980

Quality Earnings: PINL has a high level of non-cash earnings.

Growing Profit Margin: PINL became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PINL has become profitable over the past 5 years, growing earnings by 31.9% per year.

Accelerating Growth: PINL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: PINL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (52.3%).


Return on Equity

High ROE: PINL's Return on Equity (6.8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 13:45
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Premier Insurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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