Premier Insurance Past Earnings Performance
Past criteria checks 2/6
Premier Insurance has been growing earnings at an average annual rate of 22.7%, while the Insurance industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 20.1% per year. Premier Insurance's return on equity is 2.6%, and it has net margins of 7.1%.
Key information
22.7%
Earnings growth rate
22.6%
EPS growth rate
| Insurance Industry Growth | 18.8% |
| Revenue growth rate | 20.1% |
| Return on equity | 2.6% |
| Net Margin | 7.1% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Premier Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 374 | 27 | 274 | 0 |
| 31 Mar 24 | 372 | 19 | 235 | 0 |
| 31 Dec 23 | 377 | 8 | 271 | 0 |
| 30 Sep 23 | 377 | -77 | 265 | 0 |
| 30 Jun 23 | 374 | -106 | 225 | 0 |
| 31 Mar 23 | 333 | -151 | 275 | 0 |
| 31 Dec 22 | 322 | -190 | 271 | 0 |
| 30 Sep 22 | 309 | -137 | 230 | 0 |
| 30 Jun 22 | 293 | -145 | 269 | 0 |
| 31 Mar 22 | 421 | -40 | 263 | 0 |
| 31 Dec 21 | 405 | -28 | 265 | 0 |
| 30 Sep 21 | 379 | -38 | 262 | 0 |
| 30 Jun 21 | 368 | -42 | 258 | 0 |
| 31 Mar 21 | 239 | -119 | 263 | 0 |
| 31 Dec 20 | 228 | -117 | 265 | 0 |
| 30 Sep 20 | 231 | -95 | 335 | 0 |
| 30 Jun 20 | 236 | -89 | 347 | 0 |
| 31 Mar 20 | 86 | -220 | 356 | 0 |
| 31 Dec 19 | 91 | -240 | 365 | 0 |
| 30 Sep 19 | 87 | -111 | 305 | 0 |
| 30 Jun 19 | 133 | -84 | 307 | 0 |
| 31 Mar 19 | 272 | -4 | 303 | 0 |
| 31 Dec 18 | 339 | 45 | 305 | 0 |
| 30 Sep 18 | 317 | -393 | 375 | 0 |
| 30 Jun 18 | 345 | -414 | 348 | 0 |
| 31 Mar 18 | 490 | -338 | 349 | 0 |
| 31 Dec 17 | 558 | -316 | 342 | 0 |
| 30 Sep 17 | 832 | 60 | 231 | 0 |
| 30 Jun 17 | 871 | -178 | 296 | 0 |
| 31 Mar 17 | 840 | -331 | 382 | 0 |
| 31 Dec 16 | 889 | -331 | 437 | 0 |
| 30 Sep 16 | 811 | -427 | 495 | 0 |
| 30 Jun 16 | 852 | -140 | 457 | 0 |
| 31 Mar 16 | 961 | 92 | 368 | 0 |
| 31 Dec 15 | 915 | 111 | 298 | 0 |
| 30 Sep 15 | 884 | 117 | 312 | 0 |
| 30 Jun 15 | 900 | 130 | 310 | 0 |
| 31 Mar 15 | 845 | 35 | 299 | 0 |
| 31 Dec 14 | 845 | 35 | 303 | 0 |
| 30 Sep 14 | 869 | -105 | 294 | 0 |
| 30 Jun 14 | 863 | -179 | 305 | 0 |
| 31 Mar 14 | 853 | -142 | 302 | 0 |
| 31 Dec 13 | 830 | -167 | 298 | 0 |
| 30 Sep 13 | 741 | -13 | 236 | 0 |
Quality Earnings: PINL has a large one-off gain of PKR29.3M impacting its last 12 months of financial results to 30th June, 2024.
Growing Profit Margin: PINL became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PINL has become profitable over the past 5 years, growing earnings by 22.7% per year.
Accelerating Growth: PINL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: PINL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (57.2%).
Return on Equity
High ROE: PINL's Return on Equity (2.6%) is considered low.