Jubilee General Insurance Company Limited

KASE:JGICL Stock Report

Market Cap: PK₨11.4b

Jubilee General Insurance Past Earnings Performance

Past criteria checks 4/6

Jubilee General Insurance has been growing earnings at an average annual rate of 21.9%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 13.5% per year. Jubilee General Insurance's return on equity is 22.6%, and it has net margins of 30.5%.

Key information

21.9%

Earnings growth rate

21.9%

EPS growth rate

Insurance Industry Growth18.8%
Revenue growth rate13.5%
Return on equity22.6%
Net Margin30.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Jubilee General Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

KASE:JGICL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2411,8373,6112,4630
30 Jun 2411,7083,6052,4030
31 Mar 2411,3283,1412,2990
31 Dec 2310,7452,9962,1840
30 Sep 239,7332,4442,1270
30 Jun 239,0142,0872,0500
31 Mar 238,3942,0112,0090
31 Dec 227,5621,5341,9340
30 Sep 227,1091,3881,8740
30 Jun 226,7241,3311,8210
31 Mar 226,5351,3171,7460
31 Dec 216,7711,6491,7000
30 Sep 216,9281,6911,6550
30 Jun 217,2671,8401,6740
31 Mar 217,1971,7981,6650
31 Dec 206,8661,5331,6840
30 Sep 207,1241,6601,7600
30 Jun 206,5751,3101,7790
31 Mar 206,4131,1891,7910
31 Dec 196,4241,2241,7940
30 Sep 195,8791,0281,7650
30 Jun 195,8331,0761,7340
31 Mar 195,8659421,7180
31 Dec 186,1111,0661,6780
30 Sep 186,1491,0401,5930
30 Jun 186,0389691,5370
31 Mar 186,2291,1901,4770
31 Dec 175,8211,1171,3990
30 Sep 175,8621,2281,3990
30 Jun 175,8581,3111,3740
31 Mar 175,7561,2201,3540
31 Dec 165,5651,1791,3280
30 Sep 165,3731,0351,2430
30 Jun 165,2921,0321,2290
31 Mar 165,4461,4081,1680
31 Dec 155,3841,3531,1460
30 Sep 155,2631,4201,1300
30 Jun 155,1171,3781,0750
31 Mar 154,5671,0231,0460
31 Dec 144,6111,0799880
30 Sep 144,7161,0929690
30 Jun 144,7471,0949420
31 Mar 144,7051,1279020

Quality Earnings: JGICL has a high level of non-cash earnings.

Growing Profit Margin: JGICL's current net profit margins (30.5%) are higher than last year (25.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: JGICL's earnings have grown significantly by 21.9% per year over the past 5 years.

Accelerating Growth: JGICL's earnings growth over the past year (47.8%) exceeds its 5-year average (21.9% per year).

Earnings vs Industry: JGICL earnings growth over the past year (47.8%) did not outperform the Insurance industry 52.3%.


Return on Equity

High ROE: JGICL's Return on Equity (22.6%) is considered high.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/22 01:06
End of Day Share Price 2025/01/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Jubilee General Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution