Crescent Star Insurance Limited

KASE:CSIL Stock Report

Market Cap: PK₨365.1m

Crescent Star Insurance Past Earnings Performance

Past criteria checks 1/6

Crescent Star Insurance has been growing earnings at an average annual rate of 16.6%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 15.8% per year.

Key information

16.6%

Earnings growth rate

16.6%

EPS growth rate

Insurance Industry Growth18.8%
Revenue growth rate15.8%
Return on equity-0.4%
Net Margin3.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Crescent Star Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

KASE:CSIL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24306111140
30 Jun 24331751120
31 Mar 24318671110
31 Dec 23301571100
30 Sep 23293961670
30 Jun 23267691620
31 Mar 23228381570
31 Dec 2219351530
30 Sep 2217761880
30 Jun 2216347880
31 Mar 2215136870
31 Dec 2115039810
30 Sep 2114933800
30 Jun 2115337770
31 Mar 2115643740
31 Dec 2016349800
30 Sep 2017745870
30 Jun 20179511080
31 Mar 2018142900
31 Dec 1917931930
30 Sep 19172-362070
30 Jun 19181-551850
31 Mar 19196-1092060
31 Dec 18207-1402010
30 Sep 18190-1142220
30 Jun 18205-1822190
31 Mar 18268-1192230
31 Dec 17360-652220
30 Sep 17425-401330
30 Jun 17437281670
31 Mar 17383111960
31 Dec 16300-152110
30 Sep 16263-211690
30 Jun 16244701560
31 Mar 16221761390
31 Dec 15249821450
30 Sep 15248851510
30 Jun 15239-51500
31 Mar 15215-111370
31 Dec 14143-361230
30 Sep 14105-531120
30 Jun 1477-19880
31 Mar 1469-16740
31 Dec 13641580

Quality Earnings: CSIL has a large one-off loss of PKR10.5M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: CSIL's current net profit margins (3.6%) are lower than last year (32.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CSIL has become profitable over the past 5 years, growing earnings by 16.6% per year.

Accelerating Growth: CSIL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CSIL had negative earnings growth (-88.6%) over the past year, making it difficult to compare to the Insurance industry average (52.3%).


Return on Equity

High ROE: CSIL's Return on Equity (-0.4%) is considered low.


Return on Assets


Return on Capital Employed


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