Adamjee Insurance Company Limited

KASE:AICL Stock Report

Market Cap: PK₨17.5b

Adamjee Insurance Past Earnings Performance

Past criteria checks 3/6

Adamjee Insurance has been growing earnings at an average annual rate of 13.1%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 18.8% per year. Adamjee Insurance's return on equity is 10.9%, and it has net margins of 5%.

Key information

13.1%

Earnings growth rate

13.1%

EPS growth rate

Insurance Industry Growth18.8%
Revenue growth rate18.8%
Return on equity10.9%
Net Margin5.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Adamjee Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:AICL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2479,3863,9747,6390
30 Jun 2473,7113,8987,4830
31 Mar 2468,1213,1597,3430
31 Dec 2364,3532,6267,0630
30 Sep 2356,0053,1406,2640
30 Jun 2351,1942,4796,1930
31 Mar 2345,3682,2446,0500
31 Dec 2243,0612,3415,9670
30 Sep 2241,8221,8355,6790
30 Jun 2238,6442,0155,4380
31 Mar 2240,0522,5505,2740
31 Dec 2138,3552,9445,1420
30 Sep 2138,7253,1654,8820
30 Jun 2140,6552,8544,7910
31 Mar 2140,1332,5584,6790
31 Dec 2035,4342,0744,6750
30 Sep 2036,5572,2054,1780
30 Jun 2033,3782,3444,1790
31 Mar 2029,6461,8204,3770
31 Dec 1932,7741,9724,4900
30 Sep 1927,2007495,0090
30 Jun 1926,9687154,9800
31 Mar 1927,9511,1794,6820
31 Dec 1828,0831,2814,5110
30 Sep 1828,8261,0803,8820
30 Jun 1827,5351,1293,9310
31 Mar 1828,1781,1574,0910
31 Dec 1726,2271,0953,7540
30 Sep 1727,1542,2883,2400
30 Jun 1728,3163,0733,0290
31 Mar 1727,7413,4672,7390
31 Dec 1626,4803,4942,9050
30 Sep 1623,4362,5972,9890
30 Jun 1621,1781,8202,8620
31 Mar 1620,6271,9112,7840
31 Dec 1520,1071,9432,6380
30 Sep 1519,5612,6762,4840
30 Jun 1518,3612,6442,3780
31 Mar 1515,7911,9992,3190
31 Dec 1414,5351,8902,3010
30 Sep 1413,3761,6322,2060
30 Jun 1412,3261,3112,2070
31 Mar 1412,8411,9052,2000

Quality Earnings: AICL has high quality earnings.

Growing Profit Margin: AICL's current net profit margins (5%) are lower than last year (5.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AICL's earnings have grown by 13.1% per year over the past 5 years.

Accelerating Growth: AICL's earnings growth over the past year (26.6%) exceeds its 5-year average (13.1% per year).

Earnings vs Industry: AICL earnings growth over the past year (26.6%) did not outperform the Insurance industry 52.3%.

Return on Equity

High ROE: AICL's Return on Equity (10.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 05:23
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Adamjee Insurance Company Limited is covered by 9 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Umer PervezAKD Research
Muhammad Ali KhanAL Habib Capital Markets (Private) Limited
Muhammad TaufiqBMA Capital Management Ltd.