Adamjee Insurance Past Earnings Performance

Past criteria checks 3/6

Adamjee Insurance has been growing earnings at an average annual rate of 13.1%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 18.8% per year. Adamjee Insurance's return on equity is 10.9%, and it has net margins of 5%.

Key information

13.1%

Earnings growth rate

13.1%

EPS growth rate

Insurance Industry Growth	18.8%
Revenue growth rate	18.8%
Return on equity	10.9%
Net Margin	5.0%
Last Earnings Update	30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Adamjee Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:AICL Revenue, expenses and earnings (PKR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	79,386	3,974	7,639
30 Jun 24	73,711	3,898	7,483
31 Mar 24	68,121	3,159	7,343
31 Dec 23	64,353	2,626	7,063
30 Sep 23	56,005	3,140	6,264
30 Jun 23	51,194	2,479	6,193
31 Mar 23	45,368	2,244	6,050
31 Dec 22	43,061	2,341	5,967
30 Sep 22	41,822	1,835	5,679
30 Jun 22	38,644	2,015	5,438
31 Mar 22	40,052	2,550	5,274
31 Dec 21	38,355	2,944	5,142
30 Sep 21	38,725	3,165	4,882
30 Jun 21	40,655	2,854	4,791
31 Mar 21	40,133	2,558	4,679
31 Dec 20	35,434	2,074	4,675
30 Sep 20	36,557	2,205	4,178
30 Jun 20	33,378	2,344	4,179
31 Mar 20	29,646	1,820	4,377
31 Dec 19	32,774	1,972	4,490
30 Sep 19	27,200	749	5,009
30 Jun 19	26,968	715	4,980
31 Mar 19	27,951	1,179	4,682
31 Dec 18	28,083	1,281	4,511
30 Sep 18	28,826	1,080	3,882
30 Jun 18	27,535	1,129	3,931
31 Mar 18	28,178	1,157	4,091
31 Dec 17	26,227	1,095	3,754
30 Sep 17	27,154	2,288	3,240
30 Jun 17	28,316	3,073	3,029
31 Mar 17	27,741	3,467	2,739
31 Dec 16	26,480	3,494	2,905
30 Sep 16	23,436	2,597	2,989
30 Jun 16	21,178	1,820	2,862
31 Mar 16	20,627	1,911	2,784
31 Dec 15	20,107	1,943	2,638
30 Sep 15	19,561	2,676	2,484
30 Jun 15	18,361	2,644	2,378
31 Mar 15	15,791	1,999	2,319
31 Dec 14	14,535	1,890	2,301
30 Sep 14	13,376	1,632	2,206
30 Jun 14	12,326	1,311	2,207
31 Mar 14	12,841	1,905	2,200
31 Dec 13	12,675	1,975	2,079

Quality Earnings: AICL has high quality earnings.

Growing Profit Margin: AICL's current net profit margins (5%) are lower than last year (5.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AICL's earnings have grown by 13.1% per year over the past 5 years.

Accelerating Growth: AICL's earnings growth over the past year (26.6%) exceeds its 5-year average (13.1% per year).

Earnings vs Industry: AICL earnings growth over the past year (26.6%) did not outperform the Insurance industry 52.3%.

Adamjee Insurance Past Earnings Performance

Past criteria checks 3/6

Key information

Recent past performance updates

Third quarter 2024 earnings released: EPS: PK₨3.68 (vs PK₨3.46 in 3Q 2023)

Second quarter 2024 earnings released: EPS: PK₨3.27 (vs PK₨1.16 in 2Q 2023)

First quarter 2024 earnings released: EPS: PK₨2.90 (vs PK₨1.38 in 1Q 2023)

Full year 2023 earnings released: EPS: PK₨7.50 (vs PK₨6.69 in FY 2022)

Third quarter 2023 earnings released: EPS: PK₨3.45 (vs PK₨1.57 in 3Q 2022)

Full year 2022 earnings released: EPS: PK₨6.69 (vs PK₨8.41 in FY 2021)

Recent updates

Investor sentiment improves as stock rises 21%

Third quarter 2024 earnings released: EPS: PK₨3.68 (vs PK₨3.46 in 3Q 2023)

First half dividend of B/1.50 announced

Second quarter 2024 earnings released: EPS: PK₨3.27 (vs PK₨1.16 in 2Q 2023)

Price target increased by 15% to PK₨68.00

Less than half of directors are independent

First quarter 2024 earnings released: EPS: PK₨2.90 (vs PK₨1.38 in 1Q 2023)

Upcoming dividend of PK₨1.50 per share

Full year 2023 earnings released: EPS: PK₨7.50 (vs PK₨6.69 in FY 2022)

Price target increased by 13% to PK₨68.00

Third quarter 2023 earnings released: EPS: PK₨3.45 (vs PK₨1.57 in 3Q 2022)

Upcoming dividend of PK₨1.50 per share at 9.7% yield

Investor sentiment improves as stock rises 20%

Investor sentiment deteriorates as stock falls 16%

Upcoming dividend of PK₨1.50 per share at 11% yield

Full year 2022 earnings released: EPS: PK₨6.69 (vs PK₨8.41 in FY 2021)

Less than half of directors are independent

Third quarter 2022 earnings released: EPS: PK₨1.56 (vs PK₨2.08 in 3Q 2021)

Second quarter 2022 earnings released: EPS: PK₨0.49 (vs PK₨2.02 in 2Q 2021)

Adamjee Insurance Company Limited Appoints Umer Mansha as Chairman

Adamjee Insurance Company Limited Appoints Manzar Mushtaq as Chief Executive Officer, Effect from May 24, 2022

First quarter 2022 earnings released: EPS: PK₨1.66 (vs PK₨2.78 in 1Q 2021)

Price target increased to PK₨66.00

Less than half of directors are independent

Upcoming dividend of PK₨1.50 per share

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Third quarter 2021 earnings released: EPS PK₨2.08 (vs PK₨1.19 in 3Q 2020)

Upcoming dividend of PK₨1.50 per share

Second quarter 2021 earnings released: EPS PK₨2.02 (vs PK₨1.17 in 2Q 2020)

First quarter 2021 earnings released: EPS PK₨2.78 (vs PK₨1.40 in 1Q 2020)

Upcoming dividend of PK₨1.25 per share

Full year 2020 earnings released: EPS PK₨5.93 (vs PK₨5.63 in FY 2019)

Full year 2020 earnings released: EPS PK₨5.93 (vs PK₨5.63 in FY 2019)

New 90-day high: PK₨45.03

New 90-day high: PK₨44.65

New 90-day low: PK₨36.00

Third quarter earnings released

New 90-day low: PK₨38.01

Upcoming Dividend of PK₨1.25 Per Share

New 90-day high - PK₨44.38

First half earnings released

New 90-day high - PK₨37.70

Revenue & Expenses Breakdown

Earnings and Revenue History

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Return on Equity

Return on Assets

Return on Capital Employed

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