OLP Financial Services Pakistan Past Earnings Performance
Past criteria checks 2/6
OLP Financial Services Pakistan has been growing earnings at an average annual rate of 11.7%, while the Consumer Finance industry saw earnings growing at 14% annually. Revenues have been growing at an average rate of 6.2% per year. OLP Financial Services Pakistan's return on equity is 12.5%, and it has net margins of 26.5%.
Key information
11.7%
Earnings growth rate
11.7%
EPS growth rate
| Consumer Finance Industry Growth | 9.5% |
| Revenue growth rate | 6.2% |
| Return on equity | 12.5% |
| Net Margin | 26.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How OLP Financial Services Pakistan makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 5,059 | 1,338 | 1,906 | 0 |
| 30 Jun 24 | 5,175 | 1,419 | 1,904 | 0 |
| 31 Mar 24 | 4,992 | 1,373 | 1,850 | 0 |
| 31 Dec 23 | 4,888 | 1,350 | 1,800 | 0 |
| 30 Sep 23 | 4,781 | 1,340 | 1,740 | 0 |
| 30 Jun 23 | 4,591 | 1,195 | 1,693 | 0 |
| 31 Mar 23 | 4,286 | 1,074 | 1,625 | 0 |
| 31 Dec 22 | 4,141 | 1,010 | 1,580 | 0 |
| 30 Sep 22 | 4,378 | 906 | 1,541 | 0 |
| 30 Jun 22 | 3,844 | 855 | 1,489 | 0 |
| 31 Mar 22 | 3,747 | 904 | 1,468 | 0 |
| 31 Dec 21 | 3,754 | 891 | 1,448 | 0 |
| 30 Sep 21 | 3,715 | 895 | 1,416 | 0 |
| 30 Jun 21 | 3,811 | 921 | 1,356 | 0 |
| 31 Mar 21 | 3,552 | 751 | 1,286 | 0 |
| 31 Dec 20 | 3,553 | 684 | 1,292 | 0 |
| 30 Sep 20 | 3,261 | 710 | 1,310 | 0 |
| 30 Jun 20 | 3,680 | 700 | 1,342 | 0 |
| 31 Mar 20 | 4,114 | 939 | 1,401 | 0 |
| 31 Dec 19 | 4,279 | 1,019 | 1,389 | 0 |
| 30 Sep 19 | 4,370 | 1,011 | 1,381 | 0 |
| 30 Jun 19 | 4,404 | 1,016 | 1,370 | 0 |
| 31 Mar 19 | 4,303 | 1,015 | 1,365 | 0 |
| 31 Dec 18 | 4,827 | 1,473 | 1,335 | 0 |
| 30 Sep 18 | 4,381 | 1,414 | 1,297 | 0 |
| 30 Jun 18 | 4,413 | 1,371 | 1,262 | 0 |
| 31 Mar 18 | 4,571 | 1,302 | 1,235 | 0 |
| 31 Dec 17 | 3,964 | 819 | 1,206 | 0 |
| 30 Sep 17 | 4,218 | 793 | 1,160 | 0 |
| 30 Jun 17 | 4,100 | 822 | 1,124 | 0 |
| 31 Mar 17 | 3,493 | 902 | 1,055 | 0 |
| 31 Dec 16 | 2,925 | 813 | 979 | 0 |
| 30 Sep 16 | 2,448 | 797 | 914 | 0 |
| 30 Jun 16 | 2,025 | 759 | 863 | 0 |
| 31 Mar 16 | 2,093 | 651 | 835 | 0 |
| 31 Dec 15 | 2,097 | 668 | 807 | 0 |
| 30 Sep 15 | 2,149 | 662 | 801 | 0 |
| 30 Jun 15 | 2,117 | 628 | 785 | 0 |
| 31 Mar 15 | 2,103 | 599 | 769 | 0 |
| 31 Dec 14 | 2,101 | 570 | 770 | 0 |
| 30 Sep 14 | 2,042 | 536 | 757 | 0 |
| 30 Jun 14 | 2,026 | 516 | 755 | 0 |
| 31 Mar 14 | 2,083 | 481 | 777 | 0 |
| 31 Dec 13 | 2,005 | 437 | 763 | 0 |
Quality Earnings: OLPL has high quality earnings.
Growing Profit Margin: OLPL's current net profit margins (26.5%) are lower than last year (28%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OLPL's earnings have grown by 11.7% per year over the past 5 years.
Accelerating Growth: OLPL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OLPL had negative earnings growth (-0.1%) over the past year, making it difficult to compare to the Consumer Finance industry average (12.6%).
Return on Equity
High ROE: OLPL's Return on Equity (12.5%) is considered low.