Standard Chartered Bank (Pakistan) Past Earnings Performance
Past criteria checks 3/6
Standard Chartered Bank (Pakistan) has been growing earnings at an average annual rate of 28.1%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 29.5% per year. Standard Chartered Bank (Pakistan)'s return on equity is 41.9%, and it has net margins of 35.7%.
Key information
28.1%
Earnings growth rate
28.1%
EPS growth rate
| Banks Industry Growth | 20.1% |
| Revenue growth rate | 29.5% |
| Return on equity | 41.9% |
| Net Margin | 35.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Standard Chartered Bank (Pakistan) makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 122,666 | 43,730 | 20,161 | 0 |
| 30 Jun 24 | 120,704 | 45,314 | 19,661 | 0 |
| 31 Mar 24 | 117,233 | 44,668 | 18,672 | 0 |
| 31 Dec 23 | 107,679 | 42,622 | 17,717 | 0 |
| 30 Sep 23 | 93,649 | 37,047 | 16,249 | 0 |
| 30 Jun 23 | 81,904 | 30,521 | 15,041 | 0 |
| 31 Mar 23 | 69,186 | 21,973 | 14,184 | 0 |
| 31 Dec 22 | 63,983 | 19,844 | 13,400 | 0 |
| 30 Sep 22 | 56,150 | 18,063 | 13,032 | 0 |
| 30 Jun 22 | 47,662 | 15,052 | 12,473 | 0 |
| 31 Mar 22 | 42,968 | 17,570 | 11,922 | 0 |
| 31 Dec 21 | 36,770 | 13,728 | 11,635 | 0 |
| 30 Sep 21 | 34,439 | 11,135 | 11,930 | 0 |
| 30 Jun 21 | 31,600 | 10,066 | 11,774 | 0 |
| 31 Mar 21 | 33,107 | 11,044 | 11,847 | 0 |
| 31 Dec 20 | 35,977 | 13,133 | 11,820 | 0 |
| 30 Sep 20 | 39,531 | 16,493 | 11,650 | 0 |
| 30 Jun 20 | 42,614 | 18,637 | 11,608 | 0 |
| 31 Mar 20 | 41,323 | 17,808 | 11,578 | 0 |
| 31 Dec 19 | 39,134 | 16,017 | 11,374 | 0 |
| 30 Sep 19 | 36,902 | 14,898 | 10,851 | 0 |
| 30 Jun 19 | 34,225 | 13,283 | 10,850 | 0 |
| 31 Mar 19 | 32,166 | 12,028 | 10,750 | 0 |
| 31 Dec 18 | 29,744 | 11,239 | 10,816 | 0 |
| 30 Sep 18 | 27,422 | 9,699 | 11,420 | 0 |
| 30 Jun 18 | 25,589 | 8,408 | 11,752 | 0 |
| 31 Mar 18 | 25,241 | 8,309 | 11,234 | 0 |
| 31 Dec 17 | 25,212 | 8,245 | 11,253 | 0 |
| 30 Sep 17 | 25,649 | 8,603 | 11,107 | 0 |
| 30 Jun 17 | 26,557 | 9,348 | 10,786 | 0 |
| 31 Mar 17 | 26,835 | 9,073 | 11,318 | 0 |
| 31 Dec 16 | 27,689 | 9,618 | 11,319 | 0 |
| 30 Sep 16 | 27,202 | 9,020 | 10,446 | 0 |
| 30 Jun 16 | 28,226 | 9,525 | 10,431 | 0 |
| 31 Mar 16 | 28,739 | 9,672 | 10,876 | 0 |
| 31 Dec 15 | 28,328 | 9,269 | 11,236 | 0 |
| 30 Sep 15 | 28,787 | 9,728 | 10,508 | 0 |
| 30 Jun 15 | 29,255 | 9,902 | 11,090 | 0 |
| 31 Mar 15 | 28,953 | 10,194 | 11,136 | 0 |
| 31 Dec 14 | 28,312 | 9,652 | 11,349 | 0 |
| 30 Sep 14 | 27,646 | 10,612 | 9,988 | 0 |
| 30 Jun 14 | 26,139 | 10,608 | 8,530 | 0 |
| 31 Mar 14 | 26,555 | 11,400 | 7,835 | 0 |
| 31 Dec 13 | 25,612 | 10,560 | 8,174 | 0 |
Quality Earnings: SCBPL has high quality earnings.
Growing Profit Margin: SCBPL's current net profit margins (35.7%) are lower than last year (39.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SCBPL's earnings have grown significantly by 28.1% per year over the past 5 years.
Accelerating Growth: SCBPL's earnings growth over the past year (18%) is below its 5-year average (28.1% per year).
Earnings vs Industry: SCBPL earnings growth over the past year (18%) did not outperform the Banks industry 30.1%.
Return on Equity
High ROE: SCBPL's Return on Equity (41.9%) is considered outstanding.