Habib Metropolitan Bank Balance Sheet Health
Financial Health criteria checks 5/6
Habib Metropolitan Bank has total assets of PKR1,573.7B and total equity of PKR98.2B. Total deposits are PKR1,011.5B, and total loans are PKR439.1B.
Key information
16x
Asset to equity ratio
n/a
Net interest margin
Total deposits | PK₨1.01t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | PK₨97.82b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HMB's Assets to Equity ratio (16x) is moderate.
Allowance for Bad Loans: HMB has a sufficient allowance for bad loans (132%).
Low Risk Liabilities: 69% of HMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: HMB has an appropriate level of Loans to Assets ratio (28%).
Low Risk Deposits: HMB's Loans to Deposits ratio (43%) is appropriate.
Level of Bad Loans: HMB has a high level of bad loans (4.5%).