Habib Bank Balance Sheet Health
Financial Health criteria checks 5/6
Habib Bank has total assets of PKR6,204.4B and total equity of PKR411.6B. Total deposits are PKR4,810.3B, and total loans are PKR1,874.0B.
Key information
15.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨4.81t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨382.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HBL's Assets to Equity ratio (15.1x) is moderate.
Allowance for Bad Loans: HBL has a sufficient allowance for bad loans (119%).
Low Risk Liabilities: 83% of HBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: HBL has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: HBL's Loans to Deposits ratio (39%) is appropriate.
Level of Bad Loans: HBL has a high level of bad loans (5.9%).