Faysal Bank Limited

KASE:FABL Stock Report

Market Cap: PK₨71.1b

Faysal Bank Past Earnings Performance

Past criteria checks 6/6

Faysal Bank has been growing earnings at an average annual rate of 34%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 30.1% per year. Faysal Bank's return on equity is 26.9%, and it has net margins of 26.9%.

Key information

34.0%

Earnings growth rate

34.0%

EPS growth rate

Banks Industry Growth20.1%
Revenue growth rate30.1%
Return on equity26.9%
Net Margin26.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Faysal Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:FABL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24105,01928,2853,7990
30 Jun 2498,15726,1483,7270
31 Mar 2492,14223,5493,7880
31 Dec 2382,93920,2462,9500
30 Sep 2368,42415,9262,3870
30 Jun 2362,58014,7392,4500
31 Mar 2355,24212,5351,8710
31 Dec 2250,46411,4381,5840
30 Sep 2244,0759,9671,3110
30 Jun 2239,7638,6431,3300
31 Mar 2236,1258,4471,0780
31 Dec 2134,7118,3538480
30 Sep 2132,6507,3648100
30 Jun 2131,1786,9556520
31 Mar 2130,5576,7416490
31 Dec 2030,6196,6817580
30 Sep 2031,2857,1247520
30 Jun 2030,2326,7937780
31 Mar 2029,0306,4587100
31 Dec 1927,6356,0047330
30 Sep 1926,2465,6496730
30 Jun 1925,2955,4226310
31 Mar 1924,9075,2116180
31 Dec 1823,3214,8285690
30 Sep 1821,2664,271-8,1860
30 Jun 1820,3914,066-5,1030
31 Mar 1819,5293,864-2,0790
31 Dec 1720,0664,5155300
30 Sep 1719,5884,37911,3360
30 Jun 1719,1504,34310,9750
31 Mar 1719,3214,81210,7810
31 Dec 1618,2324,30210,5460
30 Sep 1618,3854,6089,9630
30 Jun 1618,1704,4739,8340
31 Mar 1617,1573,7009,6530
31 Dec 1518,0934,2229,7690
30 Sep 1518,5614,42310,1310
30 Jun 1518,2964,30510,2280
31 Mar 1517,7673,92510,9500
31 Dec 1415,8482,47711,3810
30 Sep 1414,6571,96111,7820
30 Jun 1414,4281,83511,8370
31 Mar 1414,1292,01211,0290
31 Dec 1313,2551,85010,4240

Quality Earnings: FABL has high quality earnings.

Growing Profit Margin: FABL's current net profit margins (26.9%) are higher than last year (23.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FABL's earnings have grown significantly by 34% per year over the past 5 years.

Accelerating Growth: FABL's earnings growth over the past year (77.6%) exceeds its 5-year average (34% per year).

Earnings vs Industry: FABL earnings growth over the past year (77.6%) exceeded the Banks industry 30.1%.

Return on Equity

High ROE: FABL's Return on Equity (26.9%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 03:54
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Faysal Bank Limited is covered by 8 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAKD Research
null nullArif Habib Limited
Abdul SiddiquiBMA Capital Management Ltd.