Makati Finance Corporation

PSE:MFIN Stock Report

Market Cap: ₱462.9m

Makati Finance Past Earnings Performance

Past criteria checks 1/6

Makati Finance's earnings have been declining at an average annual rate of -2.8%, while the Consumer Finance industry saw earnings growing at 14.3% annually. Revenues have been declining at an average rate of 13.2% per year. Makati Finance's return on equity is 2.4%, and it has net margins of 258.4%.

Key information

-2.8%

Earnings growth rate

-4.7%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-13.2%
Return on equity2.4%
Net Margin258.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Makati Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

PSE:MFIN Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24514740
30 Jun 241213710
31 Mar 2411813690
31 Dec 2311713680
30 Sep 2311821750
30 Jun 2311622770
31 Mar 2310915790
31 Dec 2211218800
30 Sep 221163820
30 Jun 221183800
31 Mar 2212710800
31 Dec 2112910790
30 Sep 2113320660
30 Jun 2113524660
31 Mar 2111513630
31 Dec 2011111640
30 Sep 2012110690
30 Jun 201238720
31 Mar 2014521720
31 Dec 1914122690
30 Sep 1913218870
30 Jun 1913315800
31 Mar 1913412810
31 Dec 181309790
30 Sep 1810449740
30 Jun 189750760
31 Mar 189449740
31 Dec 1710254800
30 Sep 1711336910
30 Jun 1712533960
31 Mar 17133421040
31 Dec 16133461040
30 Sep 1614739960
30 Jun 1615147950
31 Mar 1615047900
31 Dec 1515246860
30 Sep 1515238800
30 Jun 1514326790
31 Mar 1515247760
31 Dec 1415442730
30 Sep 1411528750
30 Jun 1411436710
31 Mar 149923680
31 Dec 139423650

Quality Earnings: MFIN has a large one-off gain of ₱4.8M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: MFIN's current net profit margins are higher than last year (18.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MFIN's earnings have declined by 2.8% per year over the past 5 years.

Accelerating Growth: MFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MFIN had negative earnings growth (-34.6%) over the past year, making it difficult to compare to the Consumer Finance industry average (12.4%).

Return on Equity

High ROE: MFIN's Return on Equity (2.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 16:12
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Makati Finance Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution