Security Bank Balance Sheet Health
Financial Health criteria checks 4/6
Security Bank has total assets of ₱1,027.8B and total equity of ₱143.3B. Total deposits are ₱719.9B, and total loans are ₱577.3B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are ₱99.0B.
Key information
7.2x
Asset to equity ratio
4.5%
Net interest margin
| Total deposits | ₱719.91b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₱98.97b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SECB's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: SECB has a low allowance for bad loans (83%).
Low Risk Liabilities: 81% of SECB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SECB has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: SECB's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: SECB has a high level of bad loans (3.4%).