Philippine Savings Bank Balance Sheet Health
Financial Health criteria checks 6/6
Philippine Savings Bank has total assets of ₱218.6B and total equity of ₱43.5B. Total deposits are ₱166.8B, and total loans are ₱126.5B. It earns a Net Interest Margin of 5.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are ₱14.2B.
Key information
5x
Asset to equity ratio
5.2%
Net interest margin
| Total deposits | ₱166.76b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₱14.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PSB's Assets to Equity ratio (5x) is low.
Allowance for Bad Loans: PSB has a sufficient allowance for bad loans (1076%).
Low Risk Liabilities: 95% of PSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PSB has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: PSB's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: PSB has an appropriate level of bad loans (0.4%).