Philippine Bank of Communications Past Earnings Performance
Past criteria checks 5/6
Philippine Bank of Communications has been growing earnings at an average annual rate of 10.4%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 7.5% per year. Philippine Bank of Communications's return on equity is 12.2%, and it has net margins of 34.5%.
Key information
10.4%
Earnings growth rate
10.4%
EPS growth rate
| Banks Industry Growth | 13.5% |
| Revenue growth rate | 7.5% |
| Return on equity | 12.2% |
| Net Margin | 34.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Philippine Bank of Communications makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 6,918 | 2,389 | 2,435 | 0 |
| 30 Jun 24 | 6,285 | 1,926 | 2,391 | 0 |
| 31 Mar 24 | 6,073 | 1,852 | 2,345 | 0 |
| 31 Dec 23 | 5,985 | 1,898 | 2,280 | 0 |
| 30 Sep 23 | 5,635 | 1,701 | 2,271 | 0 |
| 30 Jun 23 | 5,762 | 1,904 | 2,271 | 0 |
| 31 Mar 23 | 5,492 | 1,758 | 2,263 | 0 |
| 31 Dec 22 | 5,265 | 1,632 | 2,231 | 0 |
| 30 Sep 22 | 5,091 | 1,737 | 2,174 | 0 |
| 30 Jun 22 | 4,768 | 1,536 | 2,094 | 0 |
| 31 Mar 22 | 4,914 | 1,729 | 2,053 | 0 |
| 31 Dec 21 | 4,760 | 1,573 | 2,045 | 0 |
| 30 Sep 21 | 4,190 | 782 | 2,066 | 0 |
| 30 Jun 21 | 4,353 | 977 | 2,053 | 0 |
| 31 Mar 21 | 4,306 | 979 | 2,044 | 0 |
| 31 Dec 20 | 4,474 | 1,169 | 2,047 | 0 |
| 30 Sep 20 | 5,226 | 1,910 | 2,021 | 0 |
| 30 Jun 20 | 5,089 | 1,748 | 2,025 | 0 |
| 31 Mar 20 | 4,774 | 1,447 | 2,052 | 0 |
| 31 Dec 19 | 4,674 | 1,386 | 2,044 | 0 |
| 30 Sep 19 | 4,377 | 1,092 | 2,099 | 0 |
| 30 Jun 19 | 4,211 | 937 | 2,145 | 0 |
| 31 Mar 19 | 4,038 | 811 | 2,119 | 0 |
| 31 Dec 18 | 3,880 | 601 | 2,172 | 0 |
| 30 Sep 18 | 3,695 | 400 | 2,204 | 0 |
| 30 Jun 18 | 3,661 | 364 | 2,212 | 0 |
| 31 Mar 18 | 3,797 | 440 | 2,422 | 0 |
| 31 Dec 17 | 3,455 | 384 | 2,114 | 0 |
| 30 Sep 17 | 3,725 | 705 | 2,624 | 0 |
| 30 Jun 17 | 3,571 | 633 | 2,473 | 0 |
| 31 Mar 17 | 3,442 | 506 | 2,194 | 0 |
| 01 Jan 17 | 3,323 | 167 | 2,288 | 0 |
| 30 Sep 16 | 3,205 | 202 | 2,295 | 0 |
| 30 Jun 16 | 3,302 | 177 | 2,337 | 0 |
| 31 Mar 16 | 2,972 | 214 | 2,362 | 0 |
| 31 Dec 15 | 2,849 | 203 | 2,377 | 0 |
| 30 Sep 15 | 2,469 | -99 | 2,288 | 0 |
| 30 Jun 15 | 2,474 | 4 | 2,307 | 0 |
| 31 Mar 15 | 2,853 | 91 | 2,305 | 0 |
| 31 Dec 14 | 2,797 | 111 | 2,239 | 0 |
| 30 Sep 14 | 3,712 | 635 | 2,098 | 0 |
| 30 Jun 14 | 3,606 | 642 | 1,962 | 0 |
| 31 Mar 14 | 3,774 | 955 | 1,815 | 0 |
| 31 Dec 13 | 4,168 | 1,633 | 1,742 | 0 |
Quality Earnings: PBC has high quality earnings.
Growing Profit Margin: PBC's current net profit margins (34.5%) are higher than last year (30.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PBC's earnings have grown by 10.4% per year over the past 5 years.
Accelerating Growth: PBC's earnings growth over the past year (40.5%) exceeds its 5-year average (10.4% per year).
Earnings vs Industry: PBC earnings growth over the past year (40.5%) exceeded the Banks industry 17.5%.
Return on Equity
High ROE: PBC's Return on Equity (12.2%) is considered low.