Philippine Bank of Communications

PSE:PBC Stock Report

Market Cap: ₱7.6b

Philippine Bank of Communications Past Earnings Performance

Past criteria checks 5/6

Philippine Bank of Communications has been growing earnings at an average annual rate of 10.4%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 7.5% per year. Philippine Bank of Communications's return on equity is 12.2%, and it has net margins of 34.5%.

Key information

10.4%

Earnings growth rate

10.4%

EPS growth rate

Banks Industry Growth13.5%
Revenue growth rate7.5%
Return on equity12.2%
Net Margin34.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Philippine Bank of Communications makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

PSE:PBC Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,9182,3892,4350
30 Jun 246,2851,9262,3910
31 Mar 246,0731,8522,3450
31 Dec 235,9851,8982,2800
30 Sep 235,6351,7012,2710
30 Jun 235,7621,9042,2710
31 Mar 235,4921,7582,2630
31 Dec 225,2651,6322,2310
30 Sep 225,0911,7372,1740
30 Jun 224,7681,5362,0940
31 Mar 224,9141,7292,0530
31 Dec 214,7601,5732,0450
30 Sep 214,1907822,0660
30 Jun 214,3539772,0530
31 Mar 214,3069792,0440
31 Dec 204,4741,1692,0470
30 Sep 205,2261,9102,0210
30 Jun 205,0891,7482,0250
31 Mar 204,7741,4472,0520
31 Dec 194,6741,3862,0440
30 Sep 194,3771,0922,0990
30 Jun 194,2119372,1450
31 Mar 194,0388112,1190
31 Dec 183,8806012,1720
30 Sep 183,6954002,2040
30 Jun 183,6613642,2120
31 Mar 183,7974402,4220
31 Dec 173,4553842,1140
30 Sep 173,7257052,6240
30 Jun 173,5716332,4730
31 Mar 173,4425062,1940
01 Jan 173,3231672,2880
30 Sep 163,2052022,2950
30 Jun 163,3021772,3370
31 Mar 162,9722142,3620
31 Dec 152,8492032,3770
30 Sep 152,469-992,2880
30 Jun 152,47442,3070
31 Mar 152,853912,3050
31 Dec 142,7971112,2390
30 Sep 143,7126352,0980
30 Jun 143,6066421,9620
31 Mar 143,7749551,8150
31 Dec 134,1681,6331,7420

Quality Earnings: PBC has high quality earnings.

Growing Profit Margin: PBC's current net profit margins (34.5%) are higher than last year (30.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PBC's earnings have grown by 10.4% per year over the past 5 years.

Accelerating Growth: PBC's earnings growth over the past year (40.5%) exceeds its 5-year average (10.4% per year).

Earnings vs Industry: PBC earnings growth over the past year (40.5%) exceeded the Banks industry 17.4%.

Return on Equity

High ROE: PBC's Return on Equity (12.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 04:49
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Philippine Bank of Communications is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution