Metropolitan Bank & Trust Balance Sheet Health
Financial Health criteria checks 6/6
Metropolitan Bank & Trust has total assets of ₱3,280.2B and total equity of ₱365.5B. Total deposits are ₱2,429.7B, and total loans are ₱1,636.3B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₱379.3B.
Key information
9x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | ₱2.43t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₱379.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBT's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: MBT has a sufficient allowance for bad loans (221%).
Low Risk Liabilities: 83% of MBT's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBT has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: MBT's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: MBT has an appropriate level of bad loans (1.7%).