East West Banking Balance Sheet Health
Financial Health criteria checks 4/6
East West Banking has total assets of ₱464.2B and total equity of ₱67.2B. Total deposits are ₱356.5B, and total loans are ₱292.0B earning a Net Interest Margin of 7.6%. It has insufficient allowance for bad loans, which are currently at 5.4% of total loans. Cash and short-term investments are ₱32.4B.
Key information
6.9x
Asset to equity ratio
7.6%
Net interest margin
Total deposits | ₱356.53b |
Loan to deposit ratio | Appropriate |
Bad loans | 5.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₱32.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EW's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: EW has a low allowance for bad loans (63%).
Low Risk Liabilities: 90% of EW's liabilities are made up of primarily low risk sources of funding.
Loan Level: EW has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: EW's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: EW has a high level of bad loans (5.4%).