Citystate Savings Bank, Inc.

PSE:CSB Stock Report

Market Cap: ₱1.3b

Citystate Savings Bank Past Earnings Performance

Past criteria checks 0/6

Citystate Savings Bank's earnings have been declining at an average annual rate of -44.6%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 5.7% per year.

Key information

-44.6%

Earnings growth rate

-35.7%

EPS growth rate

Banks Industry Growth13.5%
Revenue growth rate5.7%
Return on equity-11.6%
Net Margin-40.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Citystate Savings Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

PSE:CSB Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24306-1243350
30 Jun 24345-923360
31 Mar 24337-923280
31 Dec 23318-963190
30 Sep 23419253110
30 Jun 23363-203070
31 Mar 23343-302990
31 Dec 22341-172870
30 Sep 22338-162750
30 Jun 2233352580
31 Mar 22326142500
31 Dec 2130322440
30 Sep 2128992290
30 Jun 21293202230
31 Mar 21279152140
31 Dec 2027352160
30 Sep 20299152270
30 Jun 20278-182320
31 Mar 20290-152390
31 Dec 19283-232380
30 Sep 19252-542420
30 Jun 19263-442460
31 Mar 19279-402550
31 Dec 18282-412570
30 Sep 18244-812610
30 Jun 18239-842610
31 Mar 18226-862540
01 Jan 18223-872530
30 Sep 17208-912520
30 Jun 17201-972550
31 Mar 17193-1062540
31 Dec 16197-1012550
30 Sep 16245-522470
30 Jun 16237-622450
31 Mar 16231-702490
31 Dec 15218-872500
30 Sep 15234-742550
30 Jun 15246-612510
31 Mar 15243-612470
31 Dec 14227-712420
30 Sep 14238-702390
30 Jun 14238-642380
31 Mar 14253-422320
31 Dec 1329202260

Quality Earnings: CSB is currently unprofitable.

Growing Profit Margin: CSB is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CSB is unprofitable, and losses have increased over the past 5 years at a rate of 44.6% per year.

Accelerating Growth: Unable to compare CSB's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: CSB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (17.5%).


Return on Equity

High ROE: CSB has a negative Return on Equity (-11.59%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Discover strong past performing companies