Citystate Savings Bank Past Earnings Performance
Past criteria checks 0/6
Citystate Savings Bank's earnings have been declining at an average annual rate of -44.6%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 5.7% per year.
Key information
-44.6%
Earnings growth rate
-35.7%
EPS growth rate
| Banks Industry Growth | 13.5% |
| Revenue growth rate | 5.7% |
| Return on equity | -11.6% |
| Net Margin | -40.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Citystate Savings Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 306 | -124 | 335 | 0 |
| 30 Jun 24 | 345 | -92 | 336 | 0 |
| 31 Mar 24 | 337 | -92 | 328 | 0 |
| 31 Dec 23 | 318 | -96 | 319 | 0 |
| 30 Sep 23 | 419 | 25 | 311 | 0 |
| 30 Jun 23 | 363 | -20 | 307 | 0 |
| 31 Mar 23 | 343 | -30 | 299 | 0 |
| 31 Dec 22 | 341 | -17 | 287 | 0 |
| 30 Sep 22 | 338 | -16 | 275 | 0 |
| 30 Jun 22 | 333 | 5 | 258 | 0 |
| 31 Mar 22 | 326 | 14 | 250 | 0 |
| 31 Dec 21 | 303 | 2 | 244 | 0 |
| 30 Sep 21 | 289 | 9 | 229 | 0 |
| 30 Jun 21 | 293 | 20 | 223 | 0 |
| 31 Mar 21 | 279 | 15 | 214 | 0 |
| 31 Dec 20 | 273 | 5 | 216 | 0 |
| 30 Sep 20 | 299 | 15 | 227 | 0 |
| 30 Jun 20 | 278 | -18 | 232 | 0 |
| 31 Mar 20 | 290 | -15 | 239 | 0 |
| 31 Dec 19 | 283 | -23 | 238 | 0 |
| 30 Sep 19 | 252 | -54 | 242 | 0 |
| 30 Jun 19 | 263 | -44 | 246 | 0 |
| 31 Mar 19 | 279 | -40 | 255 | 0 |
| 31 Dec 18 | 282 | -41 | 257 | 0 |
| 30 Sep 18 | 244 | -81 | 261 | 0 |
| 30 Jun 18 | 239 | -84 | 261 | 0 |
| 31 Mar 18 | 226 | -86 | 254 | 0 |
| 01 Jan 18 | 223 | -87 | 253 | 0 |
| 30 Sep 17 | 208 | -91 | 252 | 0 |
| 30 Jun 17 | 201 | -97 | 255 | 0 |
| 31 Mar 17 | 193 | -106 | 254 | 0 |
| 31 Dec 16 | 197 | -101 | 255 | 0 |
| 30 Sep 16 | 245 | -52 | 247 | 0 |
| 30 Jun 16 | 237 | -62 | 245 | 0 |
| 31 Mar 16 | 231 | -70 | 249 | 0 |
| 31 Dec 15 | 218 | -87 | 250 | 0 |
| 30 Sep 15 | 234 | -74 | 255 | 0 |
| 30 Jun 15 | 246 | -61 | 251 | 0 |
| 31 Mar 15 | 243 | -61 | 247 | 0 |
| 31 Dec 14 | 227 | -71 | 242 | 0 |
| 30 Sep 14 | 238 | -70 | 239 | 0 |
| 30 Jun 14 | 238 | -64 | 238 | 0 |
| 31 Mar 14 | 253 | -42 | 232 | 0 |
Quality Earnings: CSB is currently unprofitable.
Growing Profit Margin: CSB is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CSB is unprofitable, and losses have increased over the past 5 years at a rate of 44.6% per year.
Accelerating Growth: Unable to compare CSB's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CSB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (17.4%).
Return on Equity
High ROE: CSB has a negative Return on Equity (-11.59%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 04:55 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Citystate Savings Bank, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|