China Banking Balance Sheet Health
Financial Health criteria checks 4/6
China Banking has total assets of ₱1,506.1B and total equity of ₱154.4B. Total deposits are ₱1,228.9B, and total loans are ₱786.1B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are ₱68.7B.
Key information
9.8x
Asset to equity ratio
4.2%
Net interest margin
Total deposits | ₱1.23t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₱68.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBC's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: CBC has a low allowance for bad loans (94%).
Low Risk Liabilities: 91% of CBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBC has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: CBC's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: CBC has a high level of bad loans (2.3%).