Bank of the Philippine Islands Balance Sheet Health
Financial Health criteria checks 6/6
Bank of the Philippine Islands has total assets of ₱3,068.0B and total equity of ₱405.3B. Total deposits are ₱2,423.2B, and total loans are ₱1,988.4B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ₱82.5B.
Key information
7.6x
Asset to equity ratio
4.1%
Net interest margin
Total deposits | ₱2.42t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₱82.47b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPI's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: BPI has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 91% of BPI's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPI has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: BPI's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: BPI has an appropriate level of bad loans (1.8%).