Financiera Credinka S.A.

BVL:FCREDIC1 Stock Report

Market Cap: S/332.2m

Financiera Credinka Past Earnings Performance

Past criteria checks 0/6

Financiera Credinka's earnings have been declining at an average annual rate of -29.6%, while the Consumer Finance industry saw earnings growing at 5.2% annually. Revenues have been declining at an average rate of 26.4% per year.

Key information

-29.6%

Earnings growth rate

-25.3%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-26.4%
Return on equity-109.6%
Net Margin-133.9%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown
Beta

How Financiera Credinka makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BVL:FCREDIC1 Revenue, expenses and earnings (PEN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2329-39460
30 Sep 2336-36770
30 Jun 2344-32780
31 Mar 2350-33790
31 Dec 2249-36800
30 Sep 2251-37780
30 Jun 2246-39780
31 Mar 2229-47780
31 Dec 2125-51790
30 Sep 2135-44760
30 Jun 2147-34760
31 Mar 2174-13770
31 Dec 20920790
30 Sep 20992900
30 Jun 201032920
31 Mar 201060940
31 Dec 191080940
30 Sep 19106-19970
30 Jun 19105-20970
31 Mar 19106-18970
31 Dec 18103-18970
30 Sep 18105-7970
30 Jun 18104-9970
31 Mar 1899-12970
31 Dec 1792-18970
30 Sep 1779-4910
30 Jun 1774-3900
31 Mar 1772-1880
31 Dec 16715850
30 Sep 1669-8770
30 Jun 16101-8930
31 Mar 1688-7840
31 Dec 1574-10740
30 Sep 1563-2510
30 Jun 1516-3250
31 Mar 1511-12270
31 Dec 1413-12270
30 Sep 1416-14270
30 Jun 1421-10280
31 Mar 1427-3260
31 Dec 13290270

Quality Earnings: FCREDIC1 is currently unprofitable.

Growing Profit Margin: FCREDIC1 is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FCREDIC1 is unprofitable, and losses have increased over the past 5 years at a rate of 29.6% per year.

Accelerating Growth: Unable to compare FCREDIC1's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: FCREDIC1 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (3.8%).


Return on Equity

High ROE: FCREDIC1 has a negative Return on Equity (-109.56%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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