CRETEXC1 Stock Overview

Operates as a textile company in Peru. More details

CRETEXC1 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	0/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 96.4% below our estimate of its fair value

Risk Analysis

Earnings have declined by 1.2% per year over past 5 years

Does not have a meaningful market cap (PEN123M)

Dividend of 8.64% is not well covered by earnings

My Notes

Capture your thoughts, links and company narrative

Creditex S.A.A. Competitors

Corporación CervesurA

BVL:COCESUC1

S/188.5m

Michell y Cía

BVL:MICHEI1

S/250.0m

Filamentos Industriales

BVL:FILAMEI1

S/45.8m

J&B International

TPEX:4442

NT$1.1b

Price History & Performance

Summary of share price highs, lows and changes for CreditexA
Historical stock prices
Current Share Price	S/0.70
52 Week High	S/0
52 Week Low	S/0
Beta	0.25
1 Month Change	0%
3 Month Change	0%
1 Year Change	0%
3 Year Change	-32.04%
5 Year Change	-10.26%
Change since IPO	-41.03%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	CRETEXC1	PE Luxury	PE Market
7D	0%	0%	-0.2%
1Y	0%	-0.6%	-0.3%

Return vs Industry: CRETEXC1 underperformed the PE Luxury industry which returned 2.7% over the past year.

Return vs Market: CRETEXC1 matched the PE Market which returned -0.2% over the past year.

Price Volatility

Is CRETEXC1's price volatile compared to industry and market?
CRETEXC1 volatility
CRETEXC1 Average Weekly Movement	0%
Luxury Industry Average Movement	5.2%
Market Average Movement	2.8%
10% most volatile stocks in PE Market	7.1%
10% least volatile stocks in PE Market	1.4%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine CRETEXC1's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	1,436	José Eduard Llosa Benavides	www.creditex.com.pe

Creditex S.A.A. operates as a textile company in Peru. It offers combed and carded pima, tangüis, and upland cotton, as well as organic yarns. The company also produces fine cotton fabrics for shirts, sport clothing, trousers, and decorations, as well as manufactures woven apparels.

Creditex S.A.A. Fundamentals Summary

How do CreditexA's earnings and revenue compare to its market cap?
CRETEXC1 fundamental statistics
Market cap	S/122.72m
Earnings (TTM)	-S/5.21m
Revenue (TTM)	S/334.47m

0.4x

P/S Ratio

-27.0x

P/E Ratio

Is CRETEXC1 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CRETEXC1 income statement (TTM)
Revenue	S/334.47m
Cost of Revenue	S/298.33m
Gross Profit	S/36.14m
Other Expenses	S/41.35m
Earnings	-S/5.21m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.03
Gross Margin	10.81%
Net Profit Margin	-1.56%
Debt/Equity Ratio	17.2%

How did CRETEXC1 perform over the long term?

See historical performance and comparison

Dividends

8.6%

Current Dividend Yield

-659%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/31 10:15
End of Day Share Price	2024/12/31 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Creditex S.A.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution