Scotiabank Perú S.A.A.

BVL:SCOTIAC1 Stock Report

Market Cap: S/9.4b

Scotiabank PerúA Past Earnings Performance

Past criteria checks 0/6

Scotiabank PerúA's earnings have been declining at an average annual rate of -4.8%, while the Banks industry saw earnings growing at 6.8% annually. Revenues have been declining at an average rate of 2.6% per year. Scotiabank PerúA's return on equity is 5.2%, and it has net margins of 21.8%.

Key information

-4.8%

Earnings growth rate

-5.3%

EPS growth rate

Banks Industry Growth3.5%
Revenue growth rate-2.6%
Return on equity5.2%
Net Margin21.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Scotiabank PerúA makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BVL:SCOTIAC1 Revenue, expenses and earnings (PEN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,7986111,7410
30 Jun 242,5654351,7220
31 Mar 242,7407191,7320
31 Dec 232,8577891,7540
30 Sep 233,1611,0431,7660
30 Jun 233,3201,1861,7430
31 Mar 233,6381,3391,7040
31 Dec 223,7751,4141,6710
30 Sep 223,8251,4101,7060
30 Jun 223,9051,4391,7320
31 Mar 223,5691,2731,7390
31 Dec 213,1891,0391,7230
30 Sep 212,5286001,6830
30 Jun 212,0762751,6930
31 Mar 211,774681,6970
31 Dec 202,1512631,7810
30 Sep 202,9377501,8720
30 Jun 203,5321,1511,8890
31 Mar 204,0371,4721,9280
31 Dec 194,0161,4631,9350
30 Sep 193,8571,4041,7820
30 Jun 193,6841,3381,7400
31 Mar 193,9831,2832,1340
31 Dec 183,4881,2771,6710
30 Sep 183,5031,2991,6730
30 Jun 183,4951,2711,6450
31 Mar 182,9971,2331,2070
31 Dec 173,3361,2131,6040
30 Sep 173,3151,2031,5920
30 Jun 173,2301,1721,5800
31 Mar 173,2221,1731,5830
31 Dec 163,2381,1641,5700
30 Sep 163,1771,1121,5500
30 Jun 163,1881,0891,5750
31 Mar 163,1561,0541,5740
31 Dec 153,0921,0111,5590
30 Sep 153,1951,0321,5260
30 Jun 153,0681,0371,4710
31 Mar 152,9761,0041,4220
31 Dec 142,8229431,3760
30 Sep 142,6318471,3400
30 Jun 142,5938241,3320
31 Mar 142,5718221,3290

Quality Earnings: SCOTIAC1 has a large one-off loss of PEN187.8M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: SCOTIAC1's current net profit margins (21.8%) are lower than last year (33%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SCOTIAC1's earnings have declined by 4.8% per year over the past 5 years.

Accelerating Growth: SCOTIAC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SCOTIAC1 had negative earnings growth (-41.5%) over the past year, making it difficult to compare to the Banks industry average (-8%).


Return on Equity

High ROE: SCOTIAC1's Return on Equity (5.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/20 07:44
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Scotiabank Perú S.A.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution