Credicorp Balance Sheet Health
Financial Health criteria checks 4/6
Credicorp has total assets of PEN241.2B and total equity of PEN34.4B. Total deposits are PEN146.5B, and total loans are PEN132.6B.
Key information
7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | S/146.49b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | S/44.48b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAP's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: BAP has a low allowance for bad loans (93%).
Low Risk Liabilities: 71% of BAP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAP has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: BAP's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: BAP has a high level of bad loans (6.2%).