Liva Group SAOG Past Earnings Performance
Past criteria checks 2/6
Liva Group SAOG's earnings have been declining at an average annual rate of -41.1%, while the Insurance industry saw earnings growing at 6.2% annually. Revenues have been growing at an average rate of 21.6% per year. Liva Group SAOG's return on equity is 15%, and it has net margins of 5.9%.
Key information
-41.05%
Earnings growth rate
-49.27%
EPS growth rate
| Insurance Industry Growth | 0.47% |
| Revenue growth rate | 21.58% |
| Return on equity | 15.01% |
| Net Margin | 5.95% |
| Last Earnings Update | 30 Jun 2025 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Liva Group SAOG makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 25 | 311 | 18 | 15 | 0 |
| 31 Mar 25 | 277 | -2 | 14 | 0 |
| 31 Dec 24 | 265 | -7 | 15 | 0 |
| 30 Sep 24 | 259 | -6 | 17 | 0 |
| 30 Jun 24 | 257 | -10 | 18 | 0 |
| 31 Mar 24 | 272 | 8 | 19 | 0 |
| 31 Dec 23 | 270 | 6 | 17 | 0 |
| 30 Sep 23 | 259 | 0 | 8 | 0 |
| 30 Jun 23 | 250 | -1 | 5 | 0 |
| 31 Mar 23 | 217 | -1 | 5 | 0 |
| 31 Dec 22 | 190 | 3 | 6 | 0 |
| 30 Sep 22 | 162 | 4 | 12 | 0 |
| 30 Jun 22 | 134 | 6 | 14 | 0 |
| 31 Mar 22 | 130 | 7 | 14 | 0 |
| 31 Dec 21 | 127 | 7 | 13 | 0 |
| 30 Sep 21 | 124 | 8 | 14 | 0 |
| 30 Jun 21 | 123 | 9 | 13 | 0 |
| 31 Mar 21 | 123 | 15 | 14 | 0 |
| 31 Dec 20 | 122 | 15 | 13 | 0 |
| 30 Sep 20 | 124 | 17 | 13 | 0 |
| 30 Jun 20 | 122 | 16 | 13 | 0 |
| 31 Mar 20 | 120 | 10 | 13 | 0 |
| 31 Dec 19 | 116 | 10 | 13 | 0 |
| 30 Sep 19 | 109 | 9 | 12 | 0 |
| 30 Jun 19 | 103 | 9 | 12 | 0 |
| 31 Mar 19 | 96 | 9 | 11 | 0 |
| 31 Dec 18 | 92 | 9 | 11 | 0 |
| 30 Sep 18 | 90 | 9 | 11 | 0 |
| 30 Jun 18 | 88 | 9 | 10 | 0 |
| 31 Mar 18 | 86 | 9 | 10 | 0 |
| 31 Dec 17 | 82 | 8 | 9 | 0 |
| 30 Sep 17 | 79 | 9 | 9 | 0 |
| 30 Jun 17 | 76 | 8 | 9 | 0 |
| 31 Mar 17 | 73 | 7 | 8 | 0 |
| 31 Dec 16 | 70 | 5 | 7 | 0 |
| 31 Dec 15 | 57 | 4 | 7 | 0 |
| 31 Dec 14 | 36 | 4 | 5 | 0 |
Quality Earnings: LIVA has high quality earnings.
Growing Profit Margin: LIVA became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: LIVA's earnings have declined by 41.1% per year over the past 5 years.
Accelerating Growth: LIVA has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: LIVA has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (53%).
Return on Equity
High ROE: LIVA's Return on Equity (15%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/10 01:24 |
| End of Day Share Price | 2025/10/09 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Liva Group SAOG is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Gulf Baader Capital Markets S.A.O.C. |
| Hettish Karmani | U Capital |