AFIC Stock Overview

Engages in underwriting general and life insurance business in the Sultanate of Oman. More details

AFIC fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (12.1x) is below the Insurance industry average (13.2x)

Risk Analysis

Earnings have declined by 6% per year over past 5 years

Does not have a meaningful market cap (OMR12M)

Profit margins (10.1%) are lower than last year

My Notes

Capture your thoughts, links and company narrative

Arabia Falcon Insurance SAOG Competitors

Al Madina Insurance Company SAOG

MSM:AMAT

ر.ع14.0m

Oman United Insurance Company SAOG

MSM:OUIC

ر.ع23.5m

Muscat Insurance Company SAOG

MSM:MCTI

ر.ع3.5m

Dhofar Insurance Company SAOG

MSM:DICS

ر.ع22.9m

Price History & Performance

Summary of share price highs, lows and changes for Arabia Falcon Insurance SAOG
Historical stock prices
Current Share Price	ر.ع0.11
52 Week High	ر.ع0.13
52 Week Low	ر.ع0.11
Beta	0.021
1 Month Change	-9.60%
3 Month Change	-9.60%
1 Year Change	2.73%
3 Year Change	-1.74%
5 Year Change	10.78%
Change since IPO	-40.53%

Recent updates

Shareholder Returns

	AFIC	OM Insurance	OM Market
7D	-9.6%	-1.8%	0.5%
1Y	2.7%	-5.2%	-0.6%

Return vs Industry: AFIC exceeded the OM Insurance industry which returned -4.7% over the past year.

Return vs Market: AFIC exceeded the OM Market which returned -0.8% over the past year.

Price Volatility

Is AFIC's price volatile compared to industry and market?
AFIC volatility
AFIC Average Weekly Movement	2.7%
Insurance Industry Average Movement	2.7%
Market Average Movement	3.5%
10% most volatile stocks in OM Market	5.5%
10% least volatile stocks in OM Market	1.7%

Stable Share Price: AFIC has not had significant price volatility in the past 3 months compared to the OM market.

Volatility Over Time: AFIC's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2005	118	Roland Zaatar	www.afic.om

Arabia Falcon Insurance SAOG engages in underwriting general and life insurance business in the Sultanate of Oman. The company operates in two segments, General Insurance and Life Insurance. The company offers motor, medical, group and individual life, property, general accident, liability, engineering, travel, marine, and personal accident insurance.

Arabia Falcon Insurance SAOG Fundamentals Summary

How do Arabia Falcon Insurance SAOG's earnings and revenue compare to its market cap?
AFIC fundamental statistics
Market cap	ر.ع11.67m
Earnings (TTM)	ر.ع967.51k
Revenue (TTM)	ر.ع9.61m

12.1x

P/E Ratio

1.2x

P/S Ratio

Is AFIC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFIC income statement (TTM)
Revenue	ر.ع9.61m
Cost of Revenue	ر.ع885.42k
Gross Profit	ر.ع8.72m
Other Expenses	ر.ع7.76m
Earnings	ر.ع967.51k

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.0094
Gross Margin	90.78%
Net Profit Margin	10.07%
Debt/Equity Ratio	0%

How did AFIC perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/25 06:01
End of Day Share Price	2024/12/25 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arabia Falcon Insurance SAOG is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Kanaga Sundar	Gulf Baader Capital Markets S.A.O.C.
null null	Gulf Baader Capital Markets S.A.O.C.